445 Loras Blvd, Dubuque, IA 52001 Property Records

Dubuque County property record for 445 Loras Blvd, Dubuque, IA 52001

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,088 sqft · built 1896
Lot Size	0.092 acres (4,023 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Jan 2021)
Tax Bill	$2,162 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-338-011`

Property Details

APN / Parcel Number

Primary APN	`10-24-338-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,088 sqft Total Area
1st Floor Area	806 sqft
Upper Floors Area	1,016 sqft
Basement Area	1,086 sqft

Exterior

Year Built	Built 1896
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,023 sqft (0.092 acres)
Lot Dimensions	103 ft deep x 39 ft wide
Porch	Open Porch
Porch Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	445 LORAS BLVD
City	DUBUQUE
State	IA
Zip	52001-4997
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CI
Legal Description	LOT 5 OF CITY LOT 667
Legal Subdivision	LINCOLN
Legal Lot Number	5,667
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1000
Census Tract	701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Eleventh Street Historic District listed 2004 · 223 contributing resources · NRIS 04000814

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	445 LORAS BLVD, DUBUQUE, IA 52001-4997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage DUTRAC COMMUNITY CU
Aug 22, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	2021-00000010
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	445 LORAS BLVD, DUBUQUE, IA 52001-4657
Document Number	0000000752
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LORAS BLVD DUBUQUE IA 520014657, DUBUQUE, IA 52001-4657

Mortgage

Document Number	0000000752
Date	Jan 14, 2021
Instrument	752

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 4, 2021
Property Address	445 LORAS BLVD, DUBUQUE, IA 52001-4657
Document Number	0000000010
Instrument Date	Dec 29, 2020
Instrument	2021-00000010
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LORAS BLVD, DUBUQUE, IA 52001-4657

Mortgage

Document Number	0000000011
Date	Jan 4, 2021
Instrument	2021-00000011

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 22, 2019
Property Address	445 LORAS BLVD, DUBUQUE, IA 52001-4657
Document Number	0000009630
Instrument Date	Jul 1, 2019
Instrument	9630
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5400 KIRKWOOD BLVD SW CEDAR RAPIDS IA 524045216, CEDAR RAPIDS, IA 52404-5216

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,500 (+3.67%) Land $15,800 Building $150,700	$166,500 (+3.67%) Land $15,800 Building $150,700
2024	$2,162.00 (-0.18%)
2023		$160,600 (+19.42%) Land $15,800 Building $144,800	$160,600 (+19.42%) Land $15,800 Building $144,800
2022	$2,166.00 Homeowner's exemption	$134,480 Land $11,840 Building $122,640
2021			$134,480 Land $11,840 Building $122,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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