445 Lindsay Way, Eastsound, WA 98245 Property Records

San Juan County property record for 445 Lindsay Way, Eastsound, WA 98245

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,897 sqft · built 1992
Lot Size	3.33 acres (145,233 sqft)
Owner	Individual Name on File
Last Sale	$799,820 (Mar 2018)
Tax Bill	$7,617 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173050-004-000`

Property Details

APN / Parcel Number

Primary APN	`173050-004-000`
Alternative APN	`4686`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,897 sqft Living Area
1st Floor Area	1,518 sqft
Basement Area	1,624 sqft
Finished Basement	1,624 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Material	Tile
Lot Area	145,233 sqft (3.33 acres)
Terrain	Wooded
View / Lot	Good
Garage Type	Detached
Garage Area	700 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	326 sqft
Patio Area	786 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	4686
Street Address	445 LINDSAY WAY
City	EASTSOUND
State	WA
Zip	98245-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSARIO HIGHLANDS NO 1 - LOT 4 & PR LOT 5, VOL. 3 PG. 7-7A SEC 30, T 37N, R 1W
Legal Subdivision	ROSARIO HIGHLANDS
Legal Lot Number	4,5
Jurisdiction	SAN JUAN WA
Township / Civil Division	ORCAS
Census Block Group	3
Census Block	3035
Census Tract	960101

Owner

445 Lindsay Way is owned by an individual who acquired it in July 2024.

Source: San Juan County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	9023 MARY AVE NW, 302, SEATTLE, WA 98117-3447
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Quit Claim Deed, Transfer · Conventional Mortgage ONE AMERICAN BANK
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Deed Document Number	201813
Last Transfer Date	Jul 24, 2024
Transfer Doc	0000000009
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JUAN WA
Recording Date	Oct 16, 2020
Property Address	445 LINDSAY WAY, EASTSOUND, WA 98245-2204
Document Number	0001016028
Map Reference	VOL 03 PG 7&7A
Instrument Date	Oct 12, 2020
Instrument	2020-1016028
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	WFG NATL TTL CO OF WA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3252 36TH AVE W, SEATTLE, WA 98199

Mortgage

Document Number	0001016029
Date	Oct 16, 2020
Instrument	2020-1016029

Lender

Name	ONE AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN JUAN WA
Recording Date	Mar 8, 2018
Property Address	445 LINDSAY WAY, EASTSOUND, WA 98245-2204
Document Number	0000308013
Instrument Date	Feb 13, 2018
Instrument	308013
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	SAN JUAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3521 W BERTONA ST SEATTLE WA 981991617, SEATTLE, WA 98199-1617

Mortgage

Document Number	308014
Date	Mar 8, 2018
Instrument	308014

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 445 Lindsay Way was $7,617.

Source: San Juan County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Orcas Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,617.00	$1,302,450 Land $266,400 Building $1,036,050	$1,302,450 Land $266,400 Building $1,036,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Lindsay Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Lindsay Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rock Island Communications Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Orcas Online.

Cell Coverage

5G and 4G LTE (outdoors only)

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