445 Lewis St, Hammond, IN 46320 Property Records

Lake County property record for 445 Lewis St, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,814 sqft · built 1919
Lot Size	0.133 acres (5,796 sqft)
Owner	Individual Name on File
Last Sale	$203,298 (Sep 2023)
Tax Bill	$1,326 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0096-0034`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0096-0034`
Alternative APNs	`45-06-01-253-028.000-023` `263400960034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,814 sqft Living Area
Gross Area	5,587 sqft
1st Floor Area	1,278 sqft
Attic	Attic
Attic Area	1,258 sqft
Basement Area	1,258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2015
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,796 sqft (0.133 acres)
Lot Dimensions	138 ft deep x 42 ft wide
View / Lot	Alley
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 LEWIS ST
City	HAMMOND
State	IN
Zip	46320-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HINKS ADD. L.24 BL.2 E.8FT. L.23 BL.2
Legal Subdivision	HINKS ADD
Legal Block	2
Legal Lot Number	24
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3006
Census Tract	20700

Owner

445 Lewis St is owned and occupied by an individual who bought it in September 2023.

Source: Lake County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	445 LEWIS ST, HAMMOND, IN 46320-2443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 7, 2023	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Mar 9, 2023	Warranty Deed, Construction Loan · Construction Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Mar 9, 2023 · Amount on File
Deed Document Number	2023529231
Prior Transfer Date	Jun 8, 2012
Prior Transfer Doc	2012038908
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	445 LEWIS ST, HAMMOND, IN 46320-2443
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LEWIS ST, HAMMOND, IN 46320-2443

Mortgage

Document Number	0000013251
Date	Apr 29, 2024
Instrument	2024-513251

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 7, 2023
Property Address	445 LEWIS ST, HAMMOND, IN 46320-2443
Document Number	0000029231
Map Reference	MB 2 PG 74
Instrument Date	Aug 31, 2023
Instrument	2023-529231
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	NORTHWEST INDIANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LEWIS ST, HAMMOND, IN 46320-2443

Mortgage

Document Number	0000029232
Date	Sep 7, 2023
Instrument	2023-529232

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

March 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 9, 2023
Property Address	445 LEWIS ST, HAMMOND, IN 46320-2443
Document Number	0000007041
Map Reference	MB 2 PG 74
Instrument Date	Feb 20, 2023
Instrument	2023-507041
Transaction Type	Construction Loan
Record Updated	Oct 2, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10758 S AVENUE B, CHICAGO, IL 60617-6811

Mortgage

Document Number	0000007042
Date	Mar 9, 2023
Instrument	2023-507042

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,100 Land $22,300 Building $196,800	$219,100 Land $22,300 Building $196,800
2024	$1,326.00
2023		$101,400 (+5.3%) Land $22,000 Building $79,400	$101,400 (+5.3%) Land $22,000 Building $79,400
2022	$1,189.00 (-15.19%) Homeowner's exemption	$96,300 Land $22,000 Building $74,300	$96,300 Land $22,000 Building $74,300
2021	$1,402.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 445 Lewis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 445 Lewis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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