Franklin County property record for 445 Laurel Bluff Rd, Ferrum, VA 24088 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1991 |
| Lot Size | 174 acres (7,615,159 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,335 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 095 00-020 00 |
| Primary APN | 095 00-020 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 1,488 sqft |
| 1st Floor Area | 924 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,615,159 sqft (174 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 28026 |
|---|---|
| Street Address | 445 LAUREL BLUFF RD |
| City | FERRUM |
| State | VA |
| Zip | 24088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RT 842 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 20600 |
Source: Franklin County records · APN 095 00-020 00
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 12411, RALEIGH, NC 27605-2411 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,335.00 (-15.88%) | $310,600 (+19.37%) Land $227,800 Building $82,800 | $310,600 (+19.37%) Land $227,800 Building $82,800 |
| 2023 | $1,587.00 | $260,200 (-) Land $220,800 Building $39,400 | $260,200 (-) Land $220,800 Building $39,400 |
| 2022 | $260,200 Land $220,800 Building $39,400 | $260,200 Land $220,800 Building $39,400 |
Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510670206004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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