445 Lancaster Dr, Vass, NC 28394 Property Records

Moore County property record for 445 Lancaster Dr, Vass, NC 28394

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,010 sqft · built 2018
Lot Size	0.271 acres (11,805 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Jun 2019)
Tax Bill	$3,461 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`951400799001`

Property Details

APN / Parcel Number

Primary APN	`951400799001`
Alternative APNs	`20180049` `97036052` `97057605`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,010 sqft Living Area
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	11,805 sqft (0.271 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97057605
Street Address	445 LANCASTER DR
City	VASS
State	NC
Zip	28394-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAMELLIA CROSSING LOT 11 VA1 ADVLTAX LANCASTER
Legal Subdivision	CAMELLIA CROSSING
Legal Lot Number	11
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2011
Census Tract	950507

Owner

445 Lancaster Dr is owned and occupied by an individual who bought it in June 2019.

Source: Moore County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	445 LANCASTER DR, VASS, NC 28394-2802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Jun 13, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Deed Document Number	20198310
Deed Book / Page	5146 / 64
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jun 23, 2022
Property Address	445 LANCASTER DR, VASS, NC 28394-2802
Document Number	005871/211
Book / Page	5871 / 211
Map Reference	CAB 17 SL 538
Instrument Date	Jun 16, 2022
Instrument	2022011050
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 NOTTLEY DR, 1235, LOCUST GROVE, GA 30248-7080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LANCASTER DR, VASS, NC 28394-2802

Mortgage

Document Number	2022011051
Date	Jun 23, 2022
Instrument	2022011051

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jun 13, 2019
Property Address	445 LANCASTER DR, VASS, NC 28394-2802
Document Number	5146/064
Book / Page	5146 / 064
Map Reference	CAB 17 SL 538
Instrument Date	Jun 7, 2019
Instrument	2019008310
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	CHARTER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041B ROBESON ST, 1041B, FAYETTEVILLE, NC 28305-5615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LANCASTER DR, VASS, NC 28394-2802

Mortgage

Document Number	2019008312
Date	Jun 13, 2019
Instrument	2019008312

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	1%
Max Rate At Change	5%
Index	1-Year CMT
Margin	2
Max Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 445 Lancaster Dr was $3,461.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Vass Town
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,461.00	$420,890 (-) Land $45,000 Building $375,890
2025	$3,461.00	$420,890 Land $45,000 Building $375,890
2024			$420,890 (-) Land $45,000 Building $375,890
2023	$3,609.00	$420,890 Land $45,000 Building $375,890	$420,890 Land $45,000 Building $375,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Lancaster Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Lancaster Dr is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CO PUBLIC UTIL-VASS serves 1,862 people · EPA ID NC0363045
Water Source	Purchased surface water from EAST MOORE WATER DISTRICT
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lancaster Dr

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