445 Lamb Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 445 Lamb Rd, Lancaster, KY 40444

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · built 1920
Lot Size	25.5 acres (1,110,780 sqft)
Owner	Individual Name on File
Tax Bill	$47 (2022)
Flood Zone	Zone X (minimal risk)
APN	`51-39`

Property Details

APN / Parcel Number

Primary APN	`51-39`
Alternative APN	`4874`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	1,110,780 sqft (25.5 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Street Address	445 LAMB RD
City	LANCASTER
State	KY
Zip	40444-9743
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	1
Census Block	1017
Census Tract	970400

Owner

Source: Garrard County records · APN 51-39

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	445 LAMB RD, LANCASTER, KY 40444-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$49,100 (+22.75%) Land $17,000 Building $32,100	$49,100 (+22.75%) Land $17,000 Building $32,100
2023	Homeowner's exemption	$40,000 Land $15,000 Building $25,000	$40,000 Land $15,000 Building $25,000
2022	$47.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jul 1996 · other causes

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Uniti Group DSL	10 / 1

Based on FCC filings for 1 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.