445 Lakes Edge Dr, Oxford, MI 48371 Property Records

Oakland County property record for 445 Lakes Edge Dr, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 1986
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Sep 2022)
Tax Bill	$5,888 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`PO-04-26-402-017`

Property Details

APN / Parcel Number

Primary APN	`PO-04-26-402-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	974 sqft
Basement Area	974 sqft
Unfinished Basement	974 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	138 ft deep x 100 ft wide
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	111 sqft
Deck Area	372 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	445 LAKES EDGE DR
City	OXFORD
State	MI
Zip	48371-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T5N, R10E, SEC 26 OXFORD LAKES SUB NO 1 LOT 20
Legal Range	10E
Legal Township	05N
Legal Section	26
Legal Subdivision	OXFORD LAKES SUB
Legal Lot Number	20
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2000
Census Tract	121500

Owner

445 Lakes Edge Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 LAKES EDGE DR, OXFORD, MI 48371-5226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Sep 21, 2022	Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Dec 10, 2013 · Amount on File
Deed Document Number	2022447265
Deed Book / Page	58129 / 739
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	445 LAKES EDGE DR, OXFORD, MI 48371-5226
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35737 MARINA DR, STERLING HEIGHTS, MI 48312-4144

Mortgage

Document Number	0000444347
Date	Sep 15, 2022
Book Page	58113/833
Instrument	444347

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 21, 2022
Property Address	445 LAKES EDGE DR, OXFORD, MI 48371-5226
Document Number	0000447265
Book / Page	58129 / 739
Map Reference	LB 149 PG 32
Instrument Date	Sep 12, 2022
Instrument	447265
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 LAKES EDGE DR, 445, OXFORD, MI 48371-5226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LAKES EDGE DR, OXFORD, MI 48371-5226

Tax Assessment & Valuation

The 2025 property tax bill for 445 Lakes Edge Dr was $5,888 with a homeowner's exemption, up 4.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,888.00 (+4.4%) Homeowner's exemption	$199,660	$399,320
2024	$5,640.00
2023		$162,070	$324,140
2021	$3,625.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 Lakes Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Lakes Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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