445 Lacey Oak Loop, San Marcos, TX 78666 Property Records

Hays County property record for 445 Lacey Oak Loop, San Marcos, TX 78666

Property Summary

Property Type	Single Family Home
Details	2,293 sqft · built 2017
Owner	Individual Name on Record
Tax Bill	$920 (2018)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R150444`

Property Details

APN / Parcel Number

Primary APN	`R150444`
Alternative APN	`11-0636-000B-04200-2`

Interior

Stories	2 Stories
Building Area	2,293 sqft Living Area
Gross Area	2,711 sqft
2nd Floor Area	696 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	445 LACEY OAK LOOP
City	SAN MARCOS
State	TX
Zip	78666-2895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLANCO VISTA TRACT A, BLOCK B, LOT 42 TAX CODES:SHA,WEU,TSM2,ACCD
Legal Subdivision	BLANCO VISTA TRACT A
Legal Tract	A
Legal Block	B
Legal Lot Number	42
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1071
Census Tract	10905

Owner

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	445 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Feb 22, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CRESTMARK MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2018
Deed Sale	Feb 22, 2018
Deed Document Number	18006282
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	445 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895
Document Number	0000000328
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	445 LACEY OAK LOOP SAN MARCOS TX 786662895, SAN MARCOS, TX 78666-2895

Mortgage

Document Number	0000000328
Date	Jan 3, 2020
Instrument	328

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

February 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Feb 22, 2018
Property Address	445 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895
Document Number	0000006282
Map Reference	DOC16038429
Instrument Date	Feb 21, 2018
Instrument	18006282
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 LACEY OAK LOOP, SAN MARCOS, TX 78666-2895

Mortgage

Document Number	0000006283
Date	Feb 22, 2018
Instrument	18006283

Lender

Name	CRESTMARK MORTGAGE COMPANY LTD
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	San Marcos City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$422,270 (+1.31%) Land $81,420 Building $340,850	$422,270 (-13.33%) Land $81,420 Building $340,850
2023		$416,821 Land $88,500 Building $398,700	$487,200 Land $88,500 Building $398,700
2018	$920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN MARCOS serves 72,970 people · EPA ID TX1050001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Brightspeed, Verizon.

Nearby Properties on Lacey Oak Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures