San Diego County property record for 445 la Cresta Rd, El Cajon, CA 92021 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,262 sqft · built 1974 |
| Lot Size | 1.91 acres (83,635 sqft) |
| Owner | Individual Name on File |
| Last Sale | $823,000 (Jun 2024) |
| Tax Bill | $10,419 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 509-020-35-00 |
| Primary APN | 509-020-35-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,262 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Mediterranean |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 83,635 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 445 LA CRESTA RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-3759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 3-16-1E NWQ 1.92 AC M/L IN NEQ OF |
| Legal Range | 01E |
| Legal Township | 16 |
| Legal Section | 03 |
| Legal Subdivision | EL CAJON ACRES |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 15501 |
Source: San Diego County records · APN 509-020-35-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 LA CRESTA RD, EL CAJON, CA 92021-3759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on Record |
| Deed Sale | Jun 17, 2024 · Amount on Record |
| Prior Sale | Oct 06, 1987 · Amount on Record |
| Deed Document Number | 2024151445 |
| Prior Transfer Date | Jun 10, 2024 |
| Prior Transfer Doc | 0000151442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 445 LA CRESTA RD, EL CAJON, CA 92021-3759 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | PROVIDENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 13521 CAMINITO MENDIOLA, SAN DIEGO, CA 92130-6965 |
| Document Number | 0000005661 |
|---|---|
| Date | Jan 08, 2026 |
| Instrument | 2026-0005661 |
| Name | ONY GLO INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $856,249 (+2%) Land $520,200 Building $336,049 | |
| 2025 | $10,419.00 (+143.83%) | $839,460 (+163.77%) Land $510,000 Building $329,460 |
| 2023 | $4,273.00 (+1.84%) Homeowner's exemption | $318,252 Land $102,996 Building $215,256 |
| 2022 | $4,196.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730155014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Extreme above 95% of the US · above 82% of California |
|---|---|
| Wildfire Likelihood | About 1 in 69 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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