445 L Rd, Chapman, NE 68827 Property Records

Merrick County property record for 445 L Rd, Chapman, NE 68827

Property Summary

Property Type	Rural Home
Details	2,016 sqft · built 1910
Lot Size	37.6 acres (1,639,163 sqft)
Owner	2 Trust Names on Record
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Mar 2019 Transfer
Flood Zone	Zone A (high risk)
APN	`0005554.01`

Property Details

APN / Parcel Number

Primary APN	`0005554.01`
Alternative APN	`3011-15-3-00000-000-5554`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,336 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	1,639,163 sqft (37.6 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	445 L RD
City	CHAPMAN
State	NE
Zip	68827-3729
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	TRACT IN SW1/4 79-4PC GIFD
Legal Range	08
Legal Township	13
Legal Section	15
Jurisdiction	MERRICK NE
Township / Civil Division	PRAIRIE CREEK
Census Block Group	3
Census Block	3130
Census Tract	966700

Owner

Source: Merrick County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	445 L RD, CHAPMAN, NE 68827-3729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit CENTRIS FCU
Mar 21, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 19, 2019
Transfer Doc	000A47/321
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	445 L RD, CHAPMAN, NE 68827-3729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	235/893
Date	Dec 13, 2019
Book Page	235/893
Instrument	2019-01607

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68137

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 12, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERRICK NE
Recording Date	Mar 21, 2019
Property Address	445 L RD, CHAPMAN, NE 68827-3729
Document Number	000A47/321
Book / Page	A47 / 321
Instrument Date	Mar 19, 2019
Instrument	2019-00385
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	308 N LOCUST ST STE 501, 501, GRAND ISLAND, NE 68801-5984
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Merrick County
County Subdivision	Prairie Creek Township
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,000 (+22.92%) Land $111,620 Building $135,380	$274,905 (+36.81%) Land $139,525 Building $135,380
2025	$1,631.00 (-25.69%)	$200,945 (+3.61%) Land $106,870 Building $94,075	$200,945 (+3.61%) Land $106,870 Building $94,075
2023	$2,195.00	$193,945 Land $99,870 Building $94,075	$193,945 Land $99,870 Building $94,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Hamilton.net Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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