445 King St, Monteagle, TN 37356 Property Records

Grundy County property record for 445 King St, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,249 sqft · built 1960
Lot Size	0.852 acres (37,113 sqft)
Owner	Individual Name on Record
Tax Bill	$345 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031107C C 01400`

Property Details

APN / Parcel Number

Primary APN	`031107C C 01400`
Alternative APN	`107C C 01400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,249 sqft Living Area
1st Floor Area	1,249 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1968
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	37,113 sqft (0.852 acres)
Lot Dimensions	404 ft deep x 151 ft wide
Garage Type	Detached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	125 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 KING ST
City	MONTEAGLE
State	TN
Zip	37356-7449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M01
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2047
Census Tract	955100

Owner

Source: Grundy County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 184, MONTEAGLE, TN 37356-0184
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 1979
Deed Sale	Sep 6, 1979
Deed Book / Page	87 / 347
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Jul 31, 2026
Property Address	445 KING ST, MONTEAGLE, TN 37356-7449
Document Number	0000115646
Book / Page	1167 / 644
Instrument Date	Jul 31, 2026
Instrument	2026115646
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	A PLUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117,715.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 KING ST, MONTEAGLE, TN 37356-7449

Mortgage

Document Number	0000115647,
Date	Jul 31, 2026
Instrument	2026115647

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Municipality	Monteagle Town
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$345.00	$24,225 (-) Land $5,900 Building $18,325
2024	$345.00	$24,225 (-) Land $5,900 Building $18,325
2023	$345.00 (+5.83%)	$24,225 (+64.52%) Land $5,900 Building $18,325
2022	$326.00	$14,725 Land $3,850 Building $10,875	$58,900 (-39.22%) Land $15,400 Building $43,500
2020			$96,900 Land $23,600 Building $73,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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