445 Kelsey Mountain Rd, Dillard, GA 30537 Property Records

Rabun County property record for 445 Kelsey Mountain Rd, Dillard, GA 30537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 1989
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$12,500 (Apr 1989)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058D-172`

Property Details

APN / Parcel Number

Primary APN	`058D-172`
Alternative APN	`11860`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,792 sqft Heated Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
Deck Area	224 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11860
Street Address	445 KELSEY MOUNTAIN RD
City	DILLARD
State	GA
Zip	30537-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LL 92 LD 3
Jurisdiction	RABUN GA
Township / Civil Division	MOUNTAIN CITY
Census Block Group	1
Census Block	1001
Census Tract	970102

Owner

Source: Rabun County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 KELSEY MOUNTAIN RD, DILLARD, GA 30537-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage SOUTHSTATE BANK
Dec 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1989 · Amount on Record
Deed Sale	Apr 1, 1989 · Amount on Record
Prior Sale	Jan 1, 1975 · Amount on Record
Deed Book / Page	Y11 / 8
Transfer Doc	000W350372
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	445 KELSEY MOUNTAIN RD, DILLARD, GA 30537-2019
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 KELSEY MOUNTAIN RD, DILLARD, GA 30537-2019

Mortgage

Document Number	000Q500000000344
Date	Jun 15, 2023
Book Page	0000000Q50/0000000344

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RABUN GA
Recording Date	Dec 4, 2019
Property Address	445 KELSEY MOUNTAIN RD, DILLARD, GA 30537-2019
Document Number	000W460156
Book / Page	000W46 / 000156
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 KELSEY MOUNTAIN RD DILLARD GA 305372019, DILLARD, GA 30537-2019

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RABUN GA
Recording Date	Dec 4, 2019
Property Address	445 KELSEY MOUNTAIN RD, DILLARD, GA 30537-2019
Document Number	000W460154
Book / Page	000W46 / 000154
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 KELSEY MOUNTAIN RD DILLARD GA 305372019, DILLARD, GA 30537-2019

Tax Assessment & Valuation

Source: Rabun County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00 (+1.99%) Homeowner's exemption	$67,867 (+19.29%) Land $10,000 Building $57,867	$169,668 (+19.29%) Land $25,000 Building $144,668
2023	$1,004.00 (-7.55%) Homeowner's exemption	$56,894 (+2.67%) Land $10,000 Building $46,894	$142,234 (+2.67%) Land $25,000 Building $117,234
2022	$1,086.00 Homeowner's exemption	$55,416 Land $10,000 Building $45,416	$138,539 Land $25,000 Building $113,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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