445 K St, Lincoln, CA 95648 Property Records

Placer County property record for 445 K St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 973 sqft · built 1953
Lot Size	0.171 acres (7,446 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jun 2008)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-103-014-000`

Property Details

APN / Parcel Number

Primary APN	`008-103-014-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	973 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,446 sqft (0.171 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	445 K ST
City	LINCOLN
State	CA
Zip	95648-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR 12 13 BLK 77
Legal Subdivision	LINCOLN
Legal Block	77
Legal Lot Number	12,13
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2029
Census Tract	21403

Owner

445 K St is owned by two individuals who bought it in June 2008.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 CHESTNUT CT, LINCOLN, CA 95648-2090
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2008 · Amount on File
Deed Sale	Jun 19, 2008 · Amount on File
Prior Sale	Sep 1, 2006 · Amount on File
Deed Document Number	200850159
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	445 K ST, LINCOLN, CA 95648-1626
Document Number	0000074465
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 CHESTNUT CT LINCOLN CA 956482090, LINCOLN, CA 95648-2090

Mortgage

Document Number	0000074465
Date	Jul 22, 2020
Instrument	74465

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	445 K ST, LINCOLN, CA 95648-1626
Document Number	0000053385
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 CHESTNUT CT LINCOLN CA 956482090, LINCOLN, CA 95648-2090

Mortgage

Document Number	0000053385
Date	Jul 25, 2018
Instrument	53385

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 445 K St was $2,153.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$207,647 (+2%) Land $93,775 Building $113,872
2025	$2,153.00	$203,577 Land $91,937 Building $111,640
2023	$2,103.00 (+1.55%)	$195,673 Land $88,368 Building $107,305
2022	$2,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 445 K St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 K St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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