445 Jennifer St, Ashland, OR 97520 Property Records

Jackson County property record for 445 Jennifer St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,300 sqft · built 1959
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on File
Last Sale	$519,000 (Dec 2020)
Tax Bill	$5,405 (2025)
Deeds & Mortgages	Dec 2020 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E09CD4500`

Property Details

APN / Parcel Number

Primary APN	`391E09CD4500`
Alternative APNs	`391E09CD04500` `10071739`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1970
Exterior Material	Concrete
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	445 JENNIFER ST
City	ASHLAND
State	OR
Zip	97520-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	3
Legal Subdivision	COEUR D ALENE
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1009
Census Tract	2200

Owner

445 Jennifer St is owner-occupied and held in a trust since December 2020.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Trust Name on File
Mailing Address	445 JENNIFER ST, ASHLAND, OR 97520-3035
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Warranty Deed, Transfer AMERITITLE
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage ROGUE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Nov 13, 2020 · Amount on File
Deed Document Number	202045806
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 4, 2020
Property Address	445 JENNIFER ST, ASHLAND, OR 97520-3035
Document Number	0000045806
Instrument Date	Oct 30, 2020
Instrument	45806
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$519.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 JENNIFER ST ASHLAND OR 975203035, ASHLAND, OR 97520-3035

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Nov 13, 2020
Property Address	445 JENNIFER ST, ASHLAND, OR 97520-3035
Document Number	0000042941
Instrument Date	Oct 30, 2020
Instrument	2020-042941
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 JENNIFER ST, ASHLAND, OR 97520-3035

Mortgage

Document Number	0000042942
Date	Nov 13, 2020
Instrument	2020-042942

Lender

Name	ROGUE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 445 Jennifer St was $5,405, up 2.2% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,550 (+3%)	$545,870 (+2.57%) Land $225,720 Building $320,150
2025	$5,405.00 (+2.15%)	$341,320 (+3%) Land $186,960 Building $154,360	$532,190 (+1.16%) Land $235,950 Building $296,240
2024	$5,291.00 (+3.36%)	$331,380 (+3%) Land $181,510 Building $149,870	$526,100 (-1.92%) Land $216,150 Building $309,950
2023	$5,119.00 (+3.31%)	$321,730 (+3%) Land $176,230 Building $145,500	$536,400 (-7.12%) Land $364,570 Building $171,830
2022	$4,955.00	$312,360 Land $171,100 Building $141,260	$577,550 Land $393,630 Building $183,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Jennifer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Jennifer St is high, ranking above 82% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 52% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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