San Diego County property record for 445 James Ct, Chula Vista, CA 91910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 1992 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $900,000 (Jul 2023) |
| Tax Bill | $10,937 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 572-240-60-00 |
| Primary APN | 572-240-60-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,000 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 5722405800 |
|---|---|
| Street Address | 445 JAMES CT |
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-5436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PAR 2 S 60.5 FT OF PAR 1& TR PM16210 |
| Legal Subdivision | PARCEL MAP #16210 PRCL 2 |
| Legal Tract | 1016210 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13000 |
445 James Ct is owned by a company that bought it in July 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 445 JAMES CT, CHULA VISTA, CA 91910-5436 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jul 24, 2023 | Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on File |
| Deed Sale | Jul 24, 2023 · Amount on File |
| Prior Sale | Jun 16, 1995 · Amount on File |
| Deed Document Number | 2023194877 |
| Prior Transfer Date | Jul 17, 2023 |
| Prior Transfer Doc | 0000194876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 7, 2026 |
| Property Address | 445 JAMES CT, CHULA VISTA, CA 91910-5436 |
| Document Number | 0000095510 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 202695510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 445 JAMES CT, CHULA VISTA, CA 91910-5436 |
| Document Number | 0000095510, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 202695510 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | Aug 1, 2053 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 24, 2023 |
| Property Address | 445 JAMES CT, CHULA VISTA, CA 91910-5436 |
| Document Number | 0000194877 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023-0194877 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 445 JAMES CT, CHULA VISTA, CA 91910-5436 |
| Document Number | 0000194878 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 2023-0194878 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 445 James Ct was $10,937, up 3.6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $936,360 (+2%) Land $676,260 Building $260,100 | |
| 2025 | $10,937.00 (+3.65%) | $918,000 Land $663,000 Building $255,000 |
| 2024 | $10,552.00 (+2,145.11%) | |
| 2023 | $470.00 (-14.39%) | $198,259 Land $86,367 Building $111,892 |
| 2022 | $549.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 445 James Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 445 James Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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