445 Jackson Ave, Naperville, IL 60540 Property Records

DuPage County property record for 445 Jackson Ave, Naperville, IL 60540

Property Summary

Property TypeCommercial
Details15,418 sqft · built 1977
Lot Size0.7 acres (30,492 sqft)
OwnerCompany Name on Record
Last Sale$2,300,000 (May 2022)
Tax Bill$46,627 (2025)
Deeds & MortgagesMay 2022 Sale & Line of Credit
Feb 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-13-426-012

Property Details

APN / Parcel Number

Primary APN07-13-426-012

Interior

Units23 Units
Building Area15,418 sqft Gross Area
1st Floor Area7,533 sqft
2nd Floor Area7,885 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeBrick
Lot Area30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address445 JACKSON AVE
CityNAPERVILLE
StateIL
Zip60540-5256
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeO
Legal DescriptionTOWN OF NAPERVILLE ALL ALL /EX E 1/2 OF S 1/2/
Legal SubdivisionTOWN OF NAPERVILLE
Legal Block2
Legal Lot Number2,3,6
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2005
Census Tract846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address127 AURORA AVE, NAPERVILLE, IL 60540-6503
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Special Warranty Deed, Transfer · Line of Credit
WHEATON BANK & TRUST COMPANY
Feb 8, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Feb 8, 2019Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Dec 21, 2019Loan Modification, Mortgage
US BK
Feb 22, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Deed Document Number202247746
Prior Transfer DateJun 18, 1993
Prior Transfer Doc0000012304
Record UpdatedOct 29, 2026

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDU PAGE IL
Recording DateMay 13, 2022
Property Address445 JACKSON AVE, NAPERVILLE, IL 60540-5256
Document Number0000047746
Map ReferenceDOC 131
Instrument DateMay 9, 2022
InstrumentR2022-047746
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address650 WILLIAMS DR, 650, CEDARBURG, WI 53012-9364

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 AURORA AVE, NAPERVILLE, IL 60540-6503

Mortgage

Document Number0000047747
DateMay 13, 2022
InstrumentR2022-047747
Lender
NameWHEATON BANK & TRUST COMPANY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address445 JACKSON AVE, NAPERVILLE, IL 60540-5256
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009448
DateFeb 8, 2019
InstrumentR2019-009448
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 7, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address445 JACKSON AVE, NAPERVILLE, IL 60540-5256
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009430
DateFeb 8, 2019
InstrumentR2019-009430
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54903
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDU PAGE IL
Property Address445 JACKSON AVE, NAPERVILLE, IL 60540-5256
Document Number0000005920
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address445 JACKSON AVE NAPERVILLE IL 605405256, NAPERVILLE, IL 60540-5256

Mortgage

Document Number0000005920
DateJan 16, 2020
Instrument5920
Lender
NameUS BK
TypeBank
AddressOSHKOSH, WI 54901
Agreement
AmountAmount Recorded

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateFeb 22, 2017
Property Address445 JACKSON AVE, NAPERVILLE, IL 60540-5256
Document Number0000018349
Instrument DateFeb 15, 2017
Instrument18349
Transaction TypeTransfer
Record UpdatedMar 7, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1008 ELIZABETH AVE NAPERVILLE IL 605405516, NAPERVILLE, IL 60540-5516

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,627.00 (+4.27%)$799,683 (+9.67%) Land $372,795 Building $426,888$2,399,049 (+9.67%) Land $1,118,385 Building $1,280,664
2024$44,718.00 (+31.17%)$729,172 (+38.2%) Land $339,924 Building $389,248$2,187,516 (+38.2%) Land $1,019,772 Building $1,167,744
2022$34,091.00$527,620 Land $285,750 Building $241,870$1,582,860 Land $857,250 Building $725,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims22 (1996–2025)
Claims Outside the SFHA6 of 22
Most Recent ClaimApr 2025 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Jackson Ave

Nearby Streets

Search Property Records by Address or Parcel Number