445 Iris St, Redwood City, CA 94062 Property Records

San Mateo County property record for 445 Iris St, Redwood City, CA 94062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,350 sqft · built 1930
Lot Size	0.164 acres (7,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,685,000 (Jun 2026)
Tax Bill	$19,435 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-296-170`

Property Details

APN / Parcel Number

Primary APN	`052-296-170`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	7,151 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	445 IRIS ST
City	REDWOOD CITY
State	CA
Zip	94062-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	SE 5 FT OF LOT 28 BLOCK 8 LOTS 29 & 30 BLOCK 8 CENTRAL PARK 1 RSM 7/45 CITY OF REDWOOD CITY
Legal Subdivision	CITY OF REDWOOD CITY
Legal Block	8
Legal Lot Number	29
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2008
Census Tract	610000

Owner

Source: San Mateo County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 IRIS ST, REDWOOD CITY, CA 94062-2052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Grant Deed, Transfer · Conventional Mortgage BANK USA HSBC
Nov 30, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Nov 30, 2020	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	202635891
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000135195
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 23, 2026
Property Address	445 IRIS ST, REDWOOD CITY, CA 94062-2052
Document Number	0000035891
Instrument Date	May 21, 2026
Instrument	202635891
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409,403.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 IRIS ST, REDWOOD CITY, CA 94062-2052

Mortgage

Document Number	0000035892,
Date	Jun 23, 2026
Instrument	202635892

Lender

Name	BANK USA HSBC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.02%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000035893,
Date	Jun 23, 2026
Instrument	202635893

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 30, 2020
Property Address	445 IRIS ST, REDWOOD CITY, CA 94062-2052
Document Number	0000135195
Instrument Date	Nov 23, 2020
Instrument	135195
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	445 IRIS ST REDWOOD CITY CA 940622052, REDWOOD CITY, CA 94062-2052

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 30, 2020
Property Address	445 IRIS ST, REDWOOD CITY, CA 94062-2052
Document Number	0000135194
Instrument Date	Nov 18, 2020
Instrument	135194
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,678.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	445 IRIS ST REDWOOD CITY CA 940622052, REDWOOD CITY, CA 94062-2052

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Redwood City
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,250,395 (+36.33%) Land $1,515,901 Building $734,494
2025	$19,435.00 (+3.5%)	$1,650,706 (+4.04%) Land $1,486,178 Building $164,528
2023	$18,777.00 (+4.64%)	$1,586,609 Land $1,428,469 Building $158,140	$1,842,030
2022	$17,944.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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