445 Ingleside Ave, Aurora, IL 60506 Property Records

Kane County property record for 445 Ingleside Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1948
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Jan 2023)
Tax Bill	$8,423 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-20-482-022`

Property Details

APN / Parcel Number

Primary APN	`15-20-482-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	445 INGLESIDE AVE
City	AURORA
State	IL
Zip	60506-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW DOWNER PLACE ADDN S 75 FT LOTS 22,23 & 24 BLK 40
Legal Subdivision	NEW DOWNER PLACE ADDN
Legal Block	40
Legal Lot Number	22-24
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3032
Census Tract	853900

Owner

445 Ingleside Ave is owned and occupied by two individuals who bought it in January 2023.

Source: Kane County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 INGLESIDE AVE, AURORA, IL 60506-5413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 20, 2023	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 27, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Prior Sale	Jul 27, 2020 · Amount on File
Deed Document Number	20232083
Prior Transfer Date	Jun 16, 2005
Prior Transfer Doc	0000072185
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 21, 2026
Property Address	445 INGLESIDE AVE, AURORA, IL 60506-5413
Document Number	0000030991
Instrument Date	Jul 15, 2026
Instrument	202630991
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	445 INGLESIDE AVE, AURORA, IL 60506-5413
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030991,
Date	Jul 21, 2026
Instrument	202630991

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.63%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	445 INGLESIDE AVE, AURORA, IL 60506-5413
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041102
Date	May 27, 2021
Instrument	2021K041102

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jul 1, 2050

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 20, 2023
Property Address	445 INGLESIDE AVE, AURORA, IL 60506-5413
Document Number	0000002083
Instrument Date	Dec 16, 2022
Instrument	2023K002083
Transaction Type	Transfer
Record Updated	Aug 4, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	445 INGLESIDE AVE, AURORA, IL 60506-5413
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002084
Date	Jan 20, 2023
Instrument	2023K002084

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

Mortgage

Document Number	0000002085
Date	Jan 20, 2023
Instrument	2023K002085

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	9.62%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 27, 2020
Property Address	445 INGLESIDE AVE, AURORA, IL 60506-5413
Document Number	0000040789
Instrument Date	Jun 12, 2020
Instrument	2020K040789
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 INGLESIDE AVE, AURORA, IL 60506-5413

Mortgage

Document Number	0000040790
Date	Jul 27, 2020
Instrument	2020K040790

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 445 Ingleside Ave was $8,423 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,423.00	$121,409 (+9.39%) Land $21,423 Building $99,986	$364,373 (+9.39%) Land $64,295 Building $300,078
2024		$110,987 Land $19,584 Building $91,403	$333,094 Land $58,776 Building $274,319
2022	$7,605.00 (+4.61%) Homeowner's exemption	$91,915 (+7.41%) Land $15,965 Building $75,950	$275,745 (+7.41%) Land $47,895 Building $227,850
2021	$7,270.00 Homeowner's exemption	$85,574 Land $14,864 Building $70,710	$256,722 Land $44,592 Building $212,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 Ingleside Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 Ingleside Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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