St. Charles County property record for 445 Hunters Rdg, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,202 sqft · built 1975 |
| Lot Size | 0.343 acres (14,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,500 (Jan 2021) |
| Tax Bill | $3,802 (2025) |
| Deeds & Mortgages | Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 062285A041 |
| Primary APN | 062285A041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| Gross Area | 3,420 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,332 sqft |
| Finished Basement | 642 sqft |
| Unfinished Basement | 690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,935 sqft (0.343 acres) |
| Lot Dimensions | 145 ft deep x 103 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 344 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 062285A041 |
|---|---|
| Street Address | 445 HUNTERS RDG |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | HUNTMOOR EST #4 LOT 442 |
| Legal Subdivision | HUNTMOOR EST #4 |
| Legal Lot Number | 442 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 310602 |
445 Hunters Rdg is owned and occupied by two individuals who bought it in January 2021.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 HUNTERS RDG, SAINT CHARLES, MO 63301-0477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on File |
| Deed Sale | Jan 21, 2021 · Amount on File |
| Prior Sale | May 24, 2006 · Amount on File |
| Deed Document Number | 20216034 |
| Prior Transfer Date | Mar 11, 2003 |
| Prior Transfer Doc | 0000918020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 21, 2021 |
| Property Address | 445 HUNTERS RDG, SAINT CHARLES, MO 63301-0477 |
| Document Number | 0000006034 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 6034 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2021 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 445 HUNTERS RDG ST CHARLES MO 633010477, ST CHARLES, MO 63301-0477 |
The 2025 property tax bill for 445 Hunters Rdg was $3,802, up 10.4% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,733 (-) | $319,648 (-) Land $60,000 Building $259,648 | |
| 2025 | $3,802.00 (+10.43%) | $60,733 | $319,648 Land $60,000 Building $259,648 |
| 2024 | $3,443.00 | ||
| 2023 | $53,667 | ||
| 2022 | $282,458 Land $60,000 Building $222,458 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 445 Hunters Rdg in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 71 (1979–2022) |
| Claims Outside the SFHA | 11 of 71 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 445 Hunters Rdg has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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