445 Hudnell Rd, Ernul, NC 28527 Property Records

Craven County property record for 445 Hudnell Rd, Ernul, NC 28527 · Last verified August 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2001
Lot Size	0.787 acres (34,302 sqft)
Owner	2 Individual Names on File
Tax Bill	$536 (2025)
Deeds & Mortgages	Mar 2025 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-028-1-002`

Property Details

APN / Parcel Number

Primary APN	`1-028-1-002`
Alternative APN	`43731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,302 sqft (0.787 acres)
Lot Dimensions	318 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	43731
Street Address	445 HUDNELL RD
City	ERNUL
State	NC
Zip	28527-9568
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 2 ASHLEY R COWAN SUB
Legal Subdivision	ASHLEY R COWAN SUB
Legal Lot Number	2
Jurisdiction	CRAVEN NC
Township / Civil Division	1
Census Block Group	1
Census Block	1042
Census Tract	960202

Owner

Source: Craven County records · APN 1-028-1-002

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 HUDNELL RD, ERNUL, NC 28527-9568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2025
Deed Sale	Mar 18, 2025
Prior Sale	Sep 06, 2001 · Amount on Record
Deed Document Number	202510138211
Deed Book / Page	3830 / 1360
Prior Transfer Date	Mar 13, 2025
Prior Transfer Doc	03830/1360
Record Updated	Sep 20, 2026

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Mar 18, 2025
Property Address	445 HUDNELL RD, ERNUL, NC 28527-9568
Document Number	03830/1360
Book / Page	3830 / 1360
Map Reference	CAB G SL 67-F
Instrument Date	Mar 13, 2025
Instrument	10138211
Transaction Type	Transfer
Record Updated	Oct 07, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 HUDNELL RD, ERNUL, NC 28527-9568

Mortgage

Document Number	0038301363
Date	Mar 18, 2025
Instrument	3830/1363

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1057 Months
Due	Apr 10, 2113

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$536.00 (+2.29%)	$99,860 (-) Land $15,000 Building $84,860	$99,860 (-) Land $15,000 Building $84,860
2023	$524.00 (+14.41%)	$99,860 (+46.42%) Land $15,000 Building $84,860	$99,860 (+46.42%) Land $15,000 Building $84,860
2022	$458.00	$68,200 Land $15,000 Building $53,200
2018			$68,200 Land $15,000 Building $53,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499602021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force 4 of 6 on primary residences

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.