Bedford County property record for 445 Highland Rd, Schellsburg, PA 15559
| Property Type | Rural Home |
|---|---|
| Details | 1,884 sqft · built 2000 |
| Lot Size | 10.2 acres (444,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,500 (Apr 2004) |
| Tax Bill | $3,250 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | C.08-0.00-014-K |
| Primary APN | C.08-0.00-014-K |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,884 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 444,312 sqft (10.2 acres) |
| Garage Type | Attached |
| Street Address | 445 HIGHLAND RD |
|---|---|
| City | SCHELLSBURG |
| State | PA |
| Zip | 15559-8709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | NAPIER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 960900 |
445 Highland Rd, a rural home, is owned and occupied by two individuals who bought it in April 2004.
Source: Bedford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 HIGHLAND RD, SCHELLSBURG, PA 15559-8709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2004 · Amount on File |
| Deed Sale | Apr 30, 2004 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 445 Highland Rd was $3,250.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Napier Township |
| Unified School District | Chestnut Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,250.00 | $203,800 Land $47,800 Building $156,000 | $203,800 (-) Land $47,800 Building $156,000 |
| 2025 | $203,800 Land $47,800 Building $156,000 | ||
| 2023 | $2,746.00 Additional exemption filed | $203,800 Land $47,800 Building $156,000 | |
| 2012 | $203,800 Land $47,800 Building $156,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Highland Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1993–2010) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Dec 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Highland Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
May also be available: Verizon.
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