445 Highbrook Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 445 Highbrook Ave, Pelham, NY 10803

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,128 sqft · built 1927
Lot Size0.214 acres (9,350 sqft)
Owner2 Individual Names on File
Last Sale$985,000 (Jun 2010)
Tax Bill$40,919 (2026)
Deeds & MortgagesMar 2022 Refinance
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN554405 163.76-2-16

Property Details

APN / Parcel Number

Primary APN554405 163.76-2-16
Alternative APNs
  • 440516307600020160000000
  • 02112000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,128 sqft Living Area
1st Floor Area1,412 sqft
2nd Floor Area1,144 sqft
Upper Floors Area572 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleColonial
Exterior MaterialWood
Lot Area9,350 sqft (0.214 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02112000
Street Address445 HIGHBROOK AVE
CityPELHAM
StateNY
Zip10803-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAA
Legal SubdivisionREVISED MAP OF GLEN MITCHILL
Legal Block2
Legal Lot Number16.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionPELHAM
Census Block Group1
Census Block1010
Census Tract5500

Owner

445 Highbrook Ave is owned and occupied by two individuals who bought it in June 2010.

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address445 HIGHBROOK AVE, PELHAM, NY 10803-2225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Mar 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 22, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2010 · Amount on File
Deed SaleJun 11, 2010 · Amount on File
Deed Document Number2010501373364
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address445 HIGHBROOK AVE, PELHAM, NY 10803-2225
Transaction TypeMortgage
Record UpdatedApr 22, 2022
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 HIGHBROOK AVE, PELHAM, NY 10803-2225

Mortgage

Document Number0620903329
DateMar 31, 2022
Instrument620903329
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2052
Interest
Rate2.87%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address445 HIGHBROOK AVE, PELHAM, NY 10803-2225
Transaction TypeMortgage
Record UpdatedApr 22, 2022
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 HIGHBROOK AVE, PELHAM, NY 10803-2225

Mortgage

Document Number0620903328
DateMar 31, 2022
Instrument620903328
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address445 HIGHBROOK AVE, PELHAM, NY 10803-2225
Document Number0601633034
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address445 HIGHBROOK AVE PELHAM NY 108032225, PELHAM, NY 10803-2225

Mortgage

Document Number0601633034
DateJun 12, 2020
Book Page060163/003034
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 11, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address445 HIGHBROOK AVE, PELHAM, NY 10803-2225
Document Number0601633033
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address445 HIGHBROOK AVE PELHAM NY 108032225, PELHAM, NY 10803-2225

Mortgage

Document Number0601633033
DateJun 12, 2020
Book Page060163/003033
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 11, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 445 Highbrook Ave was $40,919, down 23.7% from the year before.

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionPelham Town
MunicipalityPelham Manor Village
Unified School DistrictPelham Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,919.00 (-23.69%)
2025$53,621.00$1,639,000 (+4%) Land $338,000 Building $1,301,000$1,639,000 (+4%) Land $338,000 Building $1,301,000
2024$1,576,000 (+5%) Land $338,000 Building $1,238,000$1,576,000 (+5%) Land $338,000 Building $1,238,000
2023$1,501,000 Land $225,500 Building $1,275,500$1,501,000 Land $225,500 Building $1,275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Highbrook Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims11 (1979–2022)
Claims Outside the SFHA9 of 11
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 6 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Highbrook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-1
private · serves 146,732 people · EPA ID NY5903444
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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