Dorchester County property record for 445 High St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,640 sqft · built 1935 |
| Lot Size | 0.22 acres (9,568 sqft) |
| Owner | Company Name on File |
| Last Sale | $30,200 (Jul 2014) |
| Tax Bill | $1,058 (2026) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-119895 |
| Primary APN | 07-119895 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,640 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,568 sqft (0.22 acres) |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 119895 |
|---|---|
| Street Address | 445 HIGH ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 9,568 SQ. FT. 445 HIGH STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pine Street Neighborhood Historic District listed 2012 · 572 contributing resources · NRIS 12000976 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
445 High St is owned by a company that bought it in July 2014.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 505, CAMBRIDGE, MD 21613-0505 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2014 · Amount on File |
| Deed Sale | Jul 28, 2014 · Amount on File |
| Prior Sale | Dec 13, 2013 · Amount on File |
| Deed Book / Page | 1217 / 332 |
| Prior Transfer Date | Oct 7, 2013 |
| Prior Transfer Doc | 0011800134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 445 HIGH ST, CAMBRIDGE, MD 21613-1840 |
| Document Number | 0015020312 |
| Instrument Date | Jan 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2019 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 445 HIGH ST CAMBRIDGE MD 216131840, CAMBRIDGE, MD 21613-1840 |
| Document Number | 0015020312 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 001502/000312 |
| Name | HEBRON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 445 High St was $1,058, up 3.2% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,058.00 (+3.22%) | $56,667 | $60,800 Land $6,400 Building $54,400 |
| 2025 | $1,025.00 | ||
| 2023 | $913.00 | $49,400 | $54,600 Land $6,400 Building $48,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 High St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 High St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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