445 Hickory Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 445 Hickory Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,026 sqft · built 1996
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Sep 2025)
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0037F054000`

Property Details

APN / Parcel Number

Primary APN	`0037F054000`
Alternative APNs	`0037F054` `18351`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,026 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18351
Street Address	445 HICKORY DR
City	RINGGOLD
State	GA
Zip	30736-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 54 PLEMONS ESTATES
Legal Subdivision	PLEMONS ESTATES
Legal Lot Number	54
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1004
Census Tract	30202

Owner

Source: Catoosa County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 HICKORY DR, RINGGOLD, GA 30736-7139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Sep 25, 2014 · Amount on Record
Deed Book / Page	2405 / 504
Prior Transfer Date	Aug 29, 2025
Prior Transfer Doc	0024050000000507
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	445 HICKORY DR, RINGGOLD, GA 30736-7139
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 HICKORY DR, RINGGOLD, GA 30736-7139

Mortgage

Document Number	0024290000000165
Date	Jan 26, 2026
Book Page	0000002429/0000000165
Instrument	2026000526

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 10, 2025
Property Address	445 HICKORY DR, RINGGOLD, GA 30736-7139
Document Number	0024050504
Book / Page	2405 / 504
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 HICKORY DR, RINGGOLD, GA 30736-7139

Mortgage

Document Number	0024050000000507
Date	Sep 10, 2025
Book Page	0000002405/0000000507

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,770.00 (-1.56%)	$93,232 (+10.58%) Land $15,000 Building $78,232	$233,079 (+10.58%) Land $37,500 Building $195,579
2024	$1,798.00 (+21.24%)	$84,308 (+27.23%) Land $14,000 Building $70,308	$210,770 (+27.23%) Land $35,000 Building $175,770
2023	$1,483.00 (+22.36%)	$66,266 Land $14,000 Building $52,266	$165,665 Land $35,000 Building $130,665
2022	$1,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2013–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company Fiber	1,000 / 1,000

May also be available: Verizon.

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