Oakland County property record for 445 Helen, Highland, MI 48357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,739 sqft · built 1968 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Nov 2024) |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-27-107-001 |
| Primary APN | H-11-27-107-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,739 sqft Living Area |
| 1st Floor Area | 1,739 sqft |
| Basement Area | 1,739 sqft |
| Unfinished Basement | 1,739 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 554 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 445 HELEN |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-4707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R7E, SEC 27 W 132 FT OF S 429 FT OF NW 1/4 OF NW 1/4 1.30 A |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 27 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 131300 |
445 Helen is owned and occupied by an individual who bought it in November 2024.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 HELEN, HIGHLAND, MI 48357-4707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK |
| Mar 10, 2022 | Intrafamily Transfer, Transfer |
| Oct 18, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK IN HOWELL |
| Apr 3, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/HOWELL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2024 · Amount on File |
| Deed Sale | Nov 8, 2024 · Amount on File |
| Deed Document Number | 2024126278 |
| Deed Book / Page | 59783 / 423 |
| Prior Transfer Date | Jun 26, 2024 |
| Prior Transfer Doc | 0000134299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 445 HELEN, HIGHLAND, MI 48357-4707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 445 HELEN, HIGHLAND, MI 48357-4707 |
| Document Number | 20260029638 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 61009/292 |
| Instrument | 20260029638 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | LANSING, MI 48912 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 10, 2022 |
| Property Address | 445 HELEN, HIGHLAND, MI 48357-4707 |
| Document Number | 0000340810 |
| Book / Page | 57565 / 723 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 340810 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 HELEN, 445, HIGHLAND, MI 48357-4707 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 445 HELEN, HIGHLAND, MI 48357-4707 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 445 HELEN, HIGHLAND, MI 48357-4707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000171192 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 52282/00353 |
| Instrument | 171192 |
| Name | FIRST NATIONAL BANK IN HOWELL |
|---|---|
| Type | Bank |
| Address | HOWELL, MI 48843 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 10, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 445 HELEN, HIGHLAND, MI 48357-4707 |
| Document Number | 0000076587 |
| Book / Page | 050574 / 000795 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 HELEN HIGHLAND MI 483574707, HIGHLAND, MI 48357-4707 |
| Document Number | 0000076587 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 050574/000795 |
| Instrument | 76587 |
| Name | FIRST NAT'L BK/HOWELL |
|---|---|
| Type | Bank |
| Address | HOWELL, MI 48843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 16, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 445 Helen was $4,101 with a homeowner's exemption, down 7.9% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,101.00 (-7.93%) Homeowner's exemption | $182,940 | $365,880 |
| 2024 | $4,454.00 | ||
| 2023 | $152,920 | $305,840 | |
| 2021 | $3,741.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 445 Helen in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Helen is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND TOWNSHIP serves 3,837 people · EPA ID MI0003312 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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