Schenectady County and Schenectady City property record for 445 Hegeman St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,288 sqft · built 1900 |
| Lot Size | 0.347 acres (15,124 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Aug 2024) |
| Tax Bill | $6,125 (2026) |
| Deeds & Mortgages | Aug 2024 Mortgage Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.59-3-30 |
| Primary APN | 421500 48.59-3-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| 2nd Floor Area | 886 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 15,124 sqft (0.347 acres) |
| Lot Dimensions | 145 ft deep x 104 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 276 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 HEGEMAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 8 9 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 30.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1401 30TH RD, ASTORIA, NY 11102-3639 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Mar 1, 2017 | Loan Modification, Mortgage · Conventional Mortgage NEW YORK CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on Record |
| Deed Sale | Aug 9, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2006 · Amount on Record |
| Deed Document Number | 202446901 |
| Deed Book / Page | 2135 / 292 |
| Prior Transfer Date | May 11, 2010 |
| Prior Transfer Doc | 0000021104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 9, 2024 |
| Property Address | 445 HEGEMAN ST, SCHENECTADY, NY 12306-4113 |
| Document Number | 0000046901 |
| Book / Page | 2135 / 292 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 202446901 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 HEGEMAN ST, SCHENECTADY, NY 12306-4113 |
| Name | Verified Name |
|---|---|
| Address | 1401 30TH RD, ASTORIA, NY 11102-3639 |
| Document Number | 0000046902 |
|---|---|
| Date | Aug 9, 2024 |
| Instrument | 202446902 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 445 HEGEMAN ST, SCHENECTADY, NY 12306-4113 |
| Document Number | 0000022869 |
| Book / Page | 004761 / 000969 |
| Instrument Date | Mar 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 HEGEMAN ST SCHENECTADY NY 123064113, SCHENECTADY, NY 12306-4113 |
| Document Number | 0000022869 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 004761/000969 |
| Instrument | 22869 |
| Name | NEW YORK CMNTY BK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 22, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,125.00 (+66.44%) | ||
| 2025 | $3,680.00 (+12.13%) | $106,200 (+46.69%) Land $10,900 Building $95,300 | $175,857 (+91.89%) Land $18,049 Building $157,808 |
| 2023 | $72,400 (-) Land $10,900 Building $61,500 | $91,646 (+3.8%) Land $13,798 Building $77,848 | |
| 2022 | $72,400 Land $10,900 Building $61,500 | $88,293 Land $13,293 Building $75,000 | |
| 2021 | $3,282.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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