445 Hayden Ln, Cameron, NC 28326 Property Records

Harnett County property record for 445 Hayden Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,362 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2026)
Tax Bill	$2,409 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500079637`

Property Details

APN / Parcel Number

Primary APN	`1500079637`
Alternative APNs	`09956506 0282 36` `1500028030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,362 sqft Heated Area
1st Floor Area	940 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	520 sqft
Porch	Porch
Porch Area	90 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500079637
Street Address	445 HAYDEN LN
City	CAMERON
State	NC
Zip	28326-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#119 RICHMOND PARK 4&5 P3 MAP#2007-369
Legal Subdivision	RICHMOND PARK @ NORTHRIDGE PLANTATION
Legal Lot Number	119
Jurisdiction	HARNETT NC
Township / Civil Division	BARBECUE
Census Block Group	2
Census Block	2010
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 HAYDEN LN, CAMERON, NC 28326-6208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P
Aug 11, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 6, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	20267430
Deed Book / Page	4337 / 1145
Prior Transfer Date	Dec 20, 2011
Prior Transfer Doc	0000000122
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 16, 2026
Property Address	445 HAYDEN LN, CAMERON, NC 28326-6208
Document Number	0000007430
Book / Page	4337 / 1145
Instrument Date	Apr 14, 2026
Instrument	2026.7430
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 HAYDEN LN, CAMERON, NC 28326-6208

Mortgage

Document Number	0000007431,
Date	Apr 16, 2026
Instrument	2026..7431

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	445 HAYDEN LN, CAMERON, NC 28326-6208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013695
Date	Aug 11, 2020
Book Page	3851/349
Instrument	2020013695

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 6, 2018
Property Address	445 HAYDEN LN, CAMERON, NC 28326-6208
Document Number	0000009753
Book / Page	3621 / 0072
Map Reference	MB2007 PG369
Instrument Date	Jul 5, 2018
Instrument	2018009753
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5409 GRASSY BANK DR, 5409, INDIANAPOLIS, IN 46237-8497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 HAYDEN LN, CAMERON, NC 28326-6208

Mortgage

Document Number	0000009754
Date	Jul 6, 2018
Instrument	2018009754

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,409.00 (+53.15%)	$309,884 (+21.85%)	$309,884 (+21.85%) Land $40,700 Building $269,184
2025	$1,573.00	$254,322 (-)	$254,322 (-) Land $46,510 Building $207,812
2023	$1,573.00 Veteran's exemption	$254,322	$254,322 Land $46,510 Building $207,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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