Cabarrus County property record for 445 Harvell Dr, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,202 sqft · built 1993 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $14,000 (Aug 1990) |
| Tax Bill | $1,770 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5536 27 4468 |
| Primary APN | 5536 27 4468 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| Gross Area | 2,603 sqft |
| 1st Floor Area | 1,596 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 102,366 sqft (2.35 acres) |
| Lot Width | 210 ft Width |
| Garage Area | 450 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 768 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 192 sqft |
| Patio Area | 113 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 83103 |
|---|---|
| Street Address | 445 HARVELL DR |
| City | CONCORD |
| State | NC |
| Zip | 28025-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CR |
| Legal Description | E/S HARVELL ROAD S R 1179 |
| Legal Subdivision | FLOWE FARM |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 41503 |
445 Harvell Dr, a rural home, is owned and occupied by two individuals who acquired it in October 2016.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 HARVELL DR, CONCORD, NC 28025-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Aug 16, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALLEN TATE MTG PTRS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1990 · Amount on File |
| Deed Sale | Aug 1, 1990 · Amount on File |
| Deed Book / Page | 764 / 189 |
| Last Transfer Date | Oct 25, 2016 |
| Transfer Doc | 12200297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 445 HARVELL DR, CONCORD, NC 28025-8226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14889196 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 14889/196 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 445 HARVELL DR, CONCORD, NC 28025-8226 |
| Document Number | 13144147 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 HARVELL DR CONCORD NC 280258226, CONCORD, NC 28025-8226 |
| Document Number | 13144147 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 013144/000147 |
| Instrument | 20648 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 445 HARVELL DR, CONCORD, NC 28025-8226 |
| Document Number | 12561213 |
| Book / Page | 012561 / 000213 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 HARVELL DR CONCORD NC 280258226, CONCORD, NC 28025-8226 |
| Document Number | 12561213 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 012561/000213 |
| Instrument | 16639 |
| Name | ALLEN TATE MTG PTRS LLC |
|---|---|
| Address | CHARLOTTE, NC 28262 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,410 (-) Land $85,000 Building $224,410 | ||
| 2025 | $309,410 Land $85,000 Building $224,410 | ||
| 2024 | $309,410 (+46.86%) Land $85,000 Building $224,410 | ||
| 2023 | $1,770.00 | $210,690 Land $50,220 Building $160,470 | $210,690 Land $50,220 Building $160,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Harvell Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (2008–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Harvell Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures