Wayne County property record for 445 Harbour Pointe Dr, Belleville, MI 48111
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,794 sqft · built 1996 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,221 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31 110 03 0073 000 |
| Primary APN | 31 110 03 0073 000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Basement Area | 1,242 sqft |
| Unfinished Basement | 1,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 445 HARBOUR POINTE DR |
|---|---|
| City | BELLEVILLE |
| State | MI |
| Zip | 48111-4467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28J 73 LOT 73 HARBOUR POINTE SUB NO. 2 T3S R8E L106 P51 TO 56 WCR |
| Legal Subdivision | HARBOUR POINTE NO 2 |
| Legal Lot Number | 73 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 587000 |
445 Harbour Pointe Dr is owned and occupied by two individuals who acquired it in April 2017.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 HARBOUR POINTE DR, BELLEVILLE, MI 48111-4467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK |
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LEVEL ONE BANK |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 12, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage MB FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 4, 2017 |
| Transfer Doc | 0536630050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 445 HARBOUR POINTE DR, BELLEVILLE, MI 48111-4467 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 445 HARBOUR POINTE DR, BELLEVILLE, MI 48111-4467 |
| Document Number | 0564980346 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 56498/346 |
| Instrument | 2021084201 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 445 HARBOUR POINTE DR, BELLEVILLE, MI 48111-4467 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0553090753 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 55309/0753 |
| Instrument | 2019278995 |
| Name | LEVEL ONE BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MI 48334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 445 HARBOUR POINTE DR, BELLEVILLE, MI 48111-4467 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0544280548 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 54428/0548 |
| Instrument | 2018185704 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WIXOM, MI 48393 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 12, 2017 |
| Property Address | 445 HARBOUR POINTE DR, BELLEVILLE, MI 48111-4467 |
| Document Number | 0536630050 |
| Book / Page | 53663 / 0050 |
| Map Reference | LB106 PG51,52-54 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 2017161628 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 445 HARBOUR POINTE DR, BELLEVILLE, MI 48111-4467 |
| Document Number | 2017161629 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 2017161629 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2032 |
The 2025 property tax bill for 445 Harbour Pointe Dr was $4,221 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Belleville City |
| County | Wayne County |
| Unified School District | Van Buren Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,200 (+5.45%) | $336,400 (+5.45%) | |
| 2025 | $4,221.00 Homeowner's exemption | $159,500 | $319,000 |
| 2023 | $3,923.00 Homeowner's exemption | $137,600 | $275,200 |
| 2019 | $3,300.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Harbour Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 445 Harbour Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEVILLE serves 3,964 people · EPA ID MI0000580 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures