445 Hamden Dr, Unit 403, Clearwater, FL 33767 Property Records

Pinellas County property record for 445 Hamden Dr, Unit 403, Clearwater, FL 33767

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,240 sqft · built 1988
Lot Size	0.902 acres (39,299 sqft)
Owner	Individual Name on File
Last Sale	$859,000 (Apr 2022)
Tax Bill	$13,033 (2025)
Deeds & Mortgages	Apr 2022 Sale Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-001-009-2488-5`

Property Details

APN / Parcel Number

Primary APN	`C62-001-009-2488-5`
Alternative APNs	`08-29-15-21742-000-4030` `291508217420004030` `R449128`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	20 Units
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	39,299 sqft (0.902 acres)
View / Lot	Interior
Garage Type	Attached
Porch	Slab

Location & Zoning

Account Number	R449128
Street Address	445 HAMDEN DR, 403
City	CLEARWATER BEACH
State	FL
Zip	33767-2540
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOCKSIDE CONDO UNIT 403
Legal Range	15E
Legal Township	29S
Legal Section	8
Legal Subdivision	DOCKSIDE CONDO
Legal Tract	21742
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2001
Census Tract	26003

Owner

445 Hamden Dr, Unit 403 is owned by an individual who bought it in April 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	125 BRIGHTWATER DR, 2, CLEARWATER BEACH, FL 33767-2430
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 13, 2017	Warranty Deed, Transfer · ARM AMERICAN MOMENTUM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Prior Sale	Nov 13, 2017 · Amount on File
Deed Document Number	2022117153
Deed Book / Page	22018 / 1108
Prior Transfer Date	Jul 1, 2011
Prior Transfer Doc	0173981113
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 13, 2022
Property Address	445 HAMDEN DR UNIT 403, 403, CLEARWATER, FL 33767-2540
Document Number	0220181108
Book / Page	22018 / 1108
Map Reference	MB 152 PG 5
Instrument Date	Apr 11, 2022
Instrument	2022117153
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$6,013.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 SYMMES RD, 8, FRANKLIN, MA 02038-1678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BRIGHTWATER DR UNIT 2, 2, CLEARWATER, FL 33767-2430

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 13, 2017
Property Address	445 HAMDEN DR UNIT 403, 403, CLEARWATER, FL 33767-2540
Document Number	0198380236
Book / Page	19838 / 0236
Map Reference	MB16027 PG1829
Instrument Date	Nov 7, 2017
Instrument	2017345343
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPAULIYS STREET, 00000

Mortgage

Document Number	2017345344
Date	Nov 13, 2017
Instrument	2017345344

Lender

Name	AMERICAN MOMENTUM BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2027
Change Frequency	4 Years
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 445 Hamden Dr, Unit 403 was $13,033.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,033.00	$673,506 Building $673,506	$673,506 Building $673,506
2023	$13,109.00 (+45.35%)	$680,094 (+37.82%)	$680,094 (+37.82%) Building $680,094
2022	$9,019.00	$493,465	$493,465 Building $493,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Hamden Dr, Unit 403 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	942 units insured incl. 724 condo units
Nearby Flood Claims	185 (2007–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 173 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 Hamden Dr, Unit 403 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon, WOW Internet, Cable & Phone.

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