445 Hadley Dr, Huger, SC 29450 Property Records

Berkeley County property record for 445 Hadley Dr, Huger, SC 29450

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,574 sqft · built 2023
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Last Sale	$707,165 (Apr 2023)
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`240-10-03-011`

Property Details

APN / Parcel Number

Primary APN	`240-10-03-011`
Alternative APN	`240-00-01-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,574 sqft Finished Area
1st Floor Area	1,248 sqft
2nd Floor Area	1,326 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	82,764 sqft (1.9 acres)
Garage Area	1,125 sqft
Porch	Patio
Porch Area	289 sqft

Location & Zoning

Street Address	445 HADLEY DR
City	HUGER
State	SC
Zip	29450-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 231.90 ACLAKES @ WINYAH
Legal Subdivision	LAKES @ WINYAH
Legal Lot Number	23
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1029
Census Tract	20405

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	445 HADLEY DR, HUGER, SC 29450-8304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage ARC HOME LLC
Aug 29, 2022	Limited Warranty Deed, Transfer · Line of Credit SYNOVUS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Feb 15, 2023 · Amount on Record
Deed Document Number	20239419
Deed Book / Page	4521 / 596
Record Updated	Sep 20, 2026

April 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 3, 2023
Property Address	445 HADLEY DR, HUGER, SC 29450-8304
Document Number	04521/0596
Book / Page	4521 / 596
Map Reference	DOC 2021040645
Instrument Date	Mar 31, 2023
Instrument	2023009419
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,839.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 HADLEY DR, HUGER, SC 29450-8304

Mortgage

Document Number	2023009420
Date	Apr 3, 2023
Instrument	2023009420

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 29, 2022
Property Address	445 HADLEY DR, HUGER, SC 29450-8304
Document Number	04349/0882
Book / Page	4349 / 882
Map Reference	DOC 2021040645
Instrument Date	Aug 24, 2022
Instrument	2022034064
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 CLEMENTS FERRY RD, CHARLESTON, SC 29492-7753
Investor	Possibly a Property Investor

Mortgage

Document Number	2022034065
Date	Aug 29, 2022
Instrument	2022034065

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694,500 (+2,4%) Land $165,500 Building $529,000	$694,500 (-) Land $165,500 Building $529,000
2025	$2,773.00 (-72.4%)	$27,780 (-) Land $6,620 Building $21,160	$694,500 (-) Land $165,500 Building $529,000
2024	$10,046.00 Homeowner's exemption	$27,780 (-96.07%) Land $6,620 Building $21,160	$694,500 (-1.79%) Land $165,500 Building $529,000
2023		$707,165
			$707,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	24 (1983–2017)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 96% of South Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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