445 Gulfstream Rd, Palm Springs (Lake Worth), FL 33461 Property Records

Palm Beach County property record for 445 Gulfstream Rd, Palm Springs, FL 33461

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,392 sqft · built 1964
Lot Size	0.214 acres (9,335 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2015)
Tax Bill	$3,127 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-43-44-18-08-028-0140`

Property Details

APN / Parcel Number

Primary APN	`70-43-44-18-08-028-0140`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,335 sqft (0.214 acres)
Lot Dimensions	121 ft deep x 77 ft wide
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	445 GULFSTREAM RD
City	PALM SPRINGS
State	FL
Zip	33461-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	VILLAGE OF PALM SPRINGS PL 4 LT 14 BLK 28
Legal Range	43E
Legal Township	44S
Legal Section	18
Legal Subdivision	VILLAGE OF PALM SPRINGS
Legal Block	28
Legal Lot Number	14
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	1
Census Block	1008
Census Tract	4207

Owner

445 Gulfstream Rd is owned and occupied by an individual who bought it in May 2015.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	445 GULFSTREAM RD, LAKE WORTH BEACH, FL 33461-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON HOME LOANS INC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2015 · Amount on File
Deed Sale	May 21, 2015 · Amount on File
Prior Sale	Oct 29, 2002 · Amount on File
Deed Document Number	20150188164
Deed Book / Page	27550 / 0839
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	445 GULFSTREAM RD, PALM SPRINGS, FL 33461-1511
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 GULFSTREAM RD, LAKE WORTH, FL 33461-1511

Mortgage

Document Number	0341550824
Date	Mar 3, 2023
Book Page	34155/824
Instrument	20230071342

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	445 GULFSTREAM RD, PALM SPRINGS, FL 33461-1511
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 GULFSTREAM RD, PALM SPRINGS, FL 33461-1511

Mortgage

Document Number	0328011985
Date	Aug 20, 2021
Book Page	32801/1985
Instrument	20210390402

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	445 GULFSTREAM RD, PALM SPRINGS, FL 33461-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0314461024
Date	May 22, 2020
Book Page	31446/1024
Instrument	20200178306

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 445 Gulfstream Rd was $3,127 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Palm Springs Village
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,127.00 Homeowner's exemption	$176,243	$344,420 Land $142,808 Building $201,612
2023	$2,950.00 (+2.54%) Homeowner's exemption	$166,287 (+3%)	$323,476 (+10.55%) Land $172,628 Building $150,848
2022	$2,877.00 Homeowner's exemption	$161,444	$292,593 Land $171,102 Building $121,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Gulfstream Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 Gulfstream Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PALM SPRINGS serves 32,467 people · EPA ID FL4501058
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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