Jackson County property record for 445 Granite St, Ashland, OR 97520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,831 sqft · built 1985 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Company Name on File |
| Last Sale | $825,000 (Jul 2025) |
| Tax Bill | $8,738 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 391E17AA600 |
| Primary APN | 391E17AA600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,831 sqft Living Area |
| Gross Area | 2,167 sqft |
| 1st Floor Area | 967 sqft |
| 2nd Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
|---|---|
| Porch Area | 150 sqft |
| Patio Area | 870 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 445 GRANITE ST |
|---|---|
| City | ASHLAND |
| State | OR |
| Zip | 97520-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Range | 01E |
| Legal Township | 39S |
| Legal Section | 17 |
| Legal Quarter | 1 |
| Legal Block | 3 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 2100 |
445 Granite St is owned by a company that bought it in July 2025.
Source: Jackson County records, as of September 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 621 MORTON ST, ASHLAND, OR 97520-3118 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Apr 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Prior Sale | Apr 10, 2019 · Amount on File |
| Deed Document Number | 202514887 |
| Prior Transfer Date | Jun 5, 2014 |
| Prior Transfer Doc | 0000015830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 445 GRANITE ST, ASHLAND, OR 97520-2717 |
| Document Number | 0000026263 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 445 GRANITE ST ASHLAND OR 975202717, ASHLAND, OR 97520-2717 |
| Document Number | 0000026263 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 26263 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Apr 10, 2019 |
| Property Address | 445 GRANITE ST, ASHLAND, OR 97520-2717 |
| Document Number | 0000009487 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 9487 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 445 GRANITE ST ASHLAND OR 975202717, ASHLAND, OR 97520-2717 |
| Document Number | 9488 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 9488 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2049 |
The 2025 property tax bill for 445 Granite St was $8,738, up 1.2% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Ashland City |
| Unified School District | Ashland School District 5 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569,100 (+3%) | $755,480 (+11.11%) Land $309,890 Building $445,590 | |
| 2025 | $8,738.00 (+1.23%) | $552,530 (+3%) Land $242,610 Building $309,920 | $679,920 (-0.23%) Land $277,000 Building $402,920 |
| 2024 | $8,632.00 (+3.34%) | $536,440 (+3%) Land $235,540 Building $300,900 | $681,460 (+1.62%) Land $269,000 Building $412,460 |
| 2023 | $8,353.00 (+3.29%) | $520,820 (+3%) Land $228,690 Building $292,130 | $670,620 (+1.93%) Land $380,500 Building $290,120 |
| 2022 | $8,087.00 | $505,660 Land $222,040 Building $283,620 | $657,950 Land $411,470 Building $246,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Granite St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Granite St is very high, ranking above 91% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 78% of Oregon |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
May also be available: CenturyLink.
5G and 4G LTE (outdoors only)
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