Palm Beach County property record for 445 Flagler Blvd, Lake Park, FL 33403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,830 sqft · built 1957 |
| Lot Size | 0.236 acres (10,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Sep 2023) |
| Tax Bill | $1,098 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-43-42-20-01-102-0471 |
| Primary APN | 36-43-42-20-01-102-0471 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,244 sqft |
| 1st Floor Area | 1,830 sqft |
| Utility Area | 90 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,293 sqft (0.236 acres) |
| Lot Dimensions | 138 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 176 sqft |
| Carport | Carport |
| Carport Area | 176 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 296 sqft |
| Patio Area | 570 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 445 FLAGLER BLVD |
|---|---|
| City | LAKE PARK |
| State | FL |
| Zip | 33403-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | KELSEY CITY NELY 15 FT OF LT 47~ LTS 48 & 49 & SWLY 10 FT OF LT 50 BLK 102 |
| Legal Range | 43E |
| Legal Township | 42S |
| Legal Section | 20 |
| Legal Subdivision | KELSEY CITY |
| Legal Block | 102 |
| Legal Lot Number | 47 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | RIVIERA BEACH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 1101 |
445 Flagler Blvd is owned and occupied by two individuals who bought it in September 2023.
Source: Palm Beach County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 FLAGLER BLVD, WEST PALM BEACH, FL 33403-2616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Oct 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Aug 3, 2018 | Loan Modification, Mortgage · FHA Mortgage RUSHMORE LN MGMT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on File |
| Deed Sale | Sep 18, 2023 · Amount on File |
| Prior Sale | Oct 28, 2019 · Amount on File |
| Deed Document Number | 2023320282 |
| Deed Book / Page | 34562 / 369 |
| Prior Transfer Date | Oct 13, 2006 |
| Prior Transfer Doc | 0209941034 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Sep 18, 2023 |
| Property Address | 445 FLAGLER BLVD, LAKE PARK, FL 33403-2616 |
| Document Number | 0345620369 |
| Book / Page | 34562 / 369 |
| Map Reference | MB 8 PG 15 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 20230320282 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | COMPLETE TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6601 NW CLOVERDALE AVE, PORT SAINT LUCIE, FL 34987 |
| Name | Verified Name |
|---|---|
| Address | 445 FLAGLER BLVD, LAKE PARK, FL 33403-2616 |
| Document Number | 0034562371 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 34562/371 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 445 FLAGLER BLVD, LAKE PARK, FL 33403-2616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0316320696 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 31632/696 |
| Instrument | 20200281883 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Oct 28, 2019 |
| Property Address | 445 FLAGLER BLVD, LAKE PARK, FL 33403-2616 |
| Document Number | 0309841933 |
| Book / Page | 30984 / 1933 |
| Map Reference | MB 8 PG 15 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 20190395309 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3399 CENTRAL GARDENS CIR APT 329, 3399, PALM BEACH GARDENS, FL 33418-8715 |
| Name | Verified Name |
|---|---|
| Address | 445 FLAGER BLVD, LAKE PARK, FL 33403-2616 |
| Document Number | 0309841938 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 30984/1938 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 445 FLAGLER BLVD, LAKE PARK, FL 33403-2616 |
| Document Number | 0301731464 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 FLAGLER BLVD LAKE PARK FL 334032616, LAKE PARK, FL 33403-2616 |
| Document Number | 0301731464 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 030173/001464 |
| Instrument | 385629 |
| Name | RUSHMORE LN MGMT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMERS BRANCH, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2048 |
| Rate | 4.62% |
|---|
The 2025 property tax bill for 445 Flagler Blvd was $1,098, up 12.8% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Lake Park Town |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,098.00 (+12.85%) | $427,977 | $427,977 Land $175,000 Building $252,977 |
| 2024 | $973.00 (-90.03%) | ||
| 2023 | $9,755.00 (+3.4%) Homeowner's exemption | $315,945 (+3%) | $450,977 (+7.98%) Land $118,000 Building $332,977 |
| 2022 | $9,434.00 Homeowner's exemption | $306,743 | $417,662 Land $107,250 Building $310,412 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Flagler Blvd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 units insured incl. 14 condo units |
| Nearby Flood Claims | 4 (1995–2009) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 445 Flagler Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEACOAST UTILITIES AUTHORITY public/private · serves 97,552 people · EPA ID FL4501124 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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