445 First Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 445 First Ave, Half Moon Bay, CA 94019 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage3,070 sqft Living Area
Lot Size6,376 sqft (0.146 acres)
GarageBasement
OccupancyOwner Occupied
Tax Bill$8,705.00 (2025)

Property Details

APN / Parcel Number

Primary APN048-013-740

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area3,070 sqft Living Area
1st Floor1,500 sqft 1st Floor
2nd Floor1,110 sqft 2nd Floor
Basement Area460 sqft Basement
Finished Basement460 sqft Finished
Family RoomFamily Room
Stories2 Stories

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area6,376 sqft (0.146 acres)
Depth X Width85 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address445 1ST AVE
CityHALF MOON BAY
StateCA
Zip94019-5308
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 9 10 11 BLK 2 BROPHYS BEACH RSM 5/58
Legal SubdivisionBROPHYS BEACH
Legal Block2
Legal Lot Number9
JurisdictionSAN MATEO CA
Minor Civil DivisionHALF MOON BAY
Census Blockgroup2
Census Block2007
Census Tract613502

Owner

Source: San Mateo County records · APN 048-013-740

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address445 1ST AVE, HALF MOON BAY, CA 94019-5308
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Line of Credit
TRI COUNTIES BANK
Apr 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Dec 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
JMAC LENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 09, 1999
Transfer Doc0000153733
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address445 1ST AVE, HALF MOON BAY, CA 94019-5308
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 1ST AVE, HALF MOON BAY, CA 94019-5308

Mortgage

Document Number0000045687
DateMar 22, 2021
Instrument2021-045687
Lender
NameTRI COUNTIES BANK
TypeBank
AddressHALF MOON BAY, CA 94019
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address445 1ST AVE, HALF MOON BAY, CA 94019-5308
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030249
DateApr 02, 2020
Instrument2020-030249
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address445 1ST AVE, HALF MOON BAY, CA 94019-5308
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 1ST AVE, HALF MOON BAY, CA 94019-5308

Mortgage

Document Number0000141017
DateDec 08, 2020
Instrument2020-141017
Lender
NameJMAC LENDING INC
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$668,600 (+2%) Land $244,986 Building $423,614
2025$8,705.00 (+11.72%) Homeowner's exemption$655,491 (+4.04%) Land $240,183 Building $415,308
2023$7,792.00 (+2.53%) Homeowner's exemption$630,039 Land $230,857 Building $399,182$2,172,330
2022$7,600.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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