445 Fairtree Dr, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 445 Fairtree Dr, Severna Park, MD 21146

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,202 sqft · built 1974
Lot Size0.397 acres (17,297 sqft)
Owner2 Individual Names on Record
Last Sale$659,900 (May 2006)
Tax Bill$7,758 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-263-02852400

Property Details

APN / Parcel Number

Primary APN03-263-02852400
Alternative APNs
  • 326302852400
  • 26302852400

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,202 sqft Living Area
Gross Area2,955 sqft
1st Floor Area2,202 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,297 sqft (0.397 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area426 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number26302852400
Street Address445 FAIRTREE DR
CitySEVERNA PARK
StateMD
Zip21146-3131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 16 BK C SC 2 FAIR OAKS ON THE MAGOTHY
Legal SubdivisionFAIR OAKS ON THE MAGOTHY
Legal BlockC
Legal Lot Number16
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1004
Census Tract731201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 FAIRTREE DR, SEVERNA PARK, MD 21146-3131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2006 · Amount on Record
Deed SaleMay 30, 2006 · Amount on Record
Prior SaleOct 9, 1992 · Amount on Record
Deed Document Number20066787
Deed Book / Page17868 / 548
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address445 FAIRTREE DR, SEVERNA PARK, MD 21146-3131
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0357060311
DateDec 2, 2020
Book Page35706/311
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 1, 2030

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$771,333 (+15.72%)$821,300 (+22.33%) Land $356,500 Building $464,800
2025$7,758.00 (+11.75%)
2023$6,942.00 Homeowner's exemption$666,567$671,400 Land $356,500 Building $314,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 policies
Nearby Flood Policies56 in force
Nearby Flood Claims22 (1996–2018)
Claims Outside the SFHA21 of 22
Most Recent ClaimNov 2018 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

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