445 Elm Ave, Seaside, CA 93955 Property Records

Monterey County property record for 445 Elm Ave, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1978
Lot Size	0.087 acres (3,790 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Sep 2009)
Tax Bill	$5,187 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`011-305-017-000`

Property Details

APN / Parcel Number

Primary APN	`011-305-017-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	1,092 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Construction Type	Wood
Lot Area	3,790 sqft (0.087 acres)
Garage Type	Attached
Garage Area	462 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	445 ELM AVE
City	SEASIDE
State	CA
Zip	93955-4258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA DEL REY TRACT LOT 10 BLK 21
Legal Subdivision	VISTA DEL REY TRACT
Legal Block	21
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1054
Census Tract	14000

Owner

Source: Monterey County records · APN 011-305-017-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	800 MUNRAS AVE, MONTEREY, CA 93940-3112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2009 · Amount on Record
Deed Sale	Sep 01, 2009 · Amount on Record
Prior Sale	Dec 16, 2009 · Amount on Record
Deed Document Number	0000055714
Last Transfer Date	Aug 20, 2021
Transfer Doc	0000056453
Record Updated	Jun 08, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Aug 20, 2021
Property Address	445 ELM AVE, SEASIDE, CA 93955-4214
Document Number	0000056453
Map Reference	VOL 1 PG 7
Instrument Date	Aug 12, 2021
Instrument	2021056453
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	800 MUNRAS AVE, MONTEREY, CA 93940-3112

Mortgage

Document Number	0000056454
Date	Aug 20, 2021
Instrument	2021056454

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,187.00 (+37.33%) Homeowner's exemption	$460,394 (+47.32%) Land $161,344 Building $299,050
2023	$3,777.00 (+13.08%) Homeowner's exemption	$312,518 Land $155,080 Building $157,438
2022	$3,340.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: California Internet, Verizon.

Based on FCC filings for 723 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.