445 E Second St, #2, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 445 E Second St, #2, Ocean Isle Beach, NC 28469

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 968 sqft · built 1981
OwnerIndividual Name on File
Last Sale$80,000 (Apr 1999)
Tax Bill$1,593 (2025)
Flood ZoneZone VE (high risk)
APN244LA034

Property Details

APN / Parcel Number

Primary APN244LA034
Alternative APNs
  • 108514343268
  • 60950340

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units16 Units
Stories1 Story
Building Area968 sqft Heated Area
Gross Area1,137 sqft
1st Floor Area968 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2011
Architectural StyleCondo/Apartment
Exterior MaterialWood Shingle
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeWood Truss
Roof MaterialShingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number60950340
Street Address445 E SECOND ST, 2
CityOCEAN ISLE BEACH
StateNC
Zip28469-1118
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 2 SAND DWELLERS II CON PL-1/110-117
Legal SubdivisionSAND DWELLERS II
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4009
Census Tract20512

Owner

445 E Second St, #2 is owned by an individual who bought it in April 1999.

Source: Brunswick County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2828 GRAHAM RD, CONWAY, SC 29526-3925
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 1999 · Amount on File
Deed SaleApr 1, 1999 · Amount on File
Deed Book / Page1296 / 1176
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 445 E Second St, #2 was $1,593.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$426,770 (-) Building $426,770$426,770 (-) Building $426,770
2025$1,593.00$426,770 Building $426,770$426,770 Building $426,770
2023$426,770 Building $426,770$426,770 Building $426,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 E Second St, #2 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 612 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
incl. 51 condo units
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 E Second St, #2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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