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445 E Rutgers Loop, Montgomery, AL 36109 Property Records

Montgomery County property record for 445 E Rutgers Loop, Montgomery, AL 36109 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,740 sqft · built 1972
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Jul 2023)
Tax Bill$809 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-01-11-1-001-013.000

Property Details

APN / Parcel Number

Primary APN10-01-11-1-001-013.000
Alternative APNs
  • 0310011101001013000
  • 227199

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,740 sqft Living Area
1st Floor Area1,740 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area122 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number227199
Street Address445 E RUTGERS LOOP
CityMONTGOMERY
StateAL
Zip36109-3219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1001111001013000
Legal Range18E
Legal Township16N
Legal Section11
Legal SubdivisionCOLLEGE GROVE 3
Legal BlockI
Legal Lot Number35
JurisdictionMONTGOMERY AL
Township / Civil DivisionMONTGOMERY
Census Block Group4
Census Block4008
Census Tract2600

Owner

Source: Montgomery County records · APN 10-01-11-1-001-013.000

Assessment roll updated October 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address445 E RUTGERS LOOP, MONTGOMERY, AL 36109-3219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 06, 2023Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2023 · Amount on Record
Deed SaleJul 03, 2023 · Amount on Record
Prior SaleApr 06, 2023 · Amount on Record
Deed Document Number20234641524
Deed Book / Page6000 / 720
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Recording DateJun 02, 2026
Property Address445 E RUTGERS LOOP, MONTGOMERY, AL 36109-3219
Document Number0004821203
Book / Page6475 / 646
Instrument DateApr 23, 2026
Instrument20264821203
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 E RUTGERS LOOP, MONTGOMERY, AL 36109-3219

Mortgage

Document Number0004821203,
DateJun 02, 2026
Book Page6475/646
Instrument20264821203
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term479 Months
DueMay 01, 2066
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateApr 06, 2023
Property Address445 E RUTGERS LOOP, MONTGOMERY, AL 36109-3219
Document Number0059570823
Book / Page5957 / 823
Map ReferenceMB 23 PG 101
Instrument DateApr 06, 2023
Transaction TypeTransfer
Record UpdatedApr 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 651, ABBEVILLE, AL 36310-0651

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 E RUTGERS LOOP, MONTGOMERY, AL 36109-3219

Mortgage

Document Number0059570825
DateApr 06, 2023
Instrument5957-0825
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated October 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$809.00 (-50.09%) Homeowner's exemption$17,310 (+4.09%) Land $2,000 Building $15,310$173,100 (+4.09%) Land $20,000 Building $153,100
2023$1,621.00 Senior Citizen's exemption$16,630 Land $2,000 Building $14,630$166,300 Land $20,000 Building $146,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (01101C), updated February 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011010026004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1979–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2018, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber10,000 / 10,000
WOW Internet, Cable & PhoneCable1,200 / 50
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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