445 E New Circle Rd, Lexington, KY 40505 Property Records

Lexington-Fayette Urban County property record for 445 E New Circle Rd, Lexington, KY 40505

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,280 sqft · built 1994
Lot Size	0.326 acres (14,179 sqft)
Owner	Company Name on File
Last Sale	$241,000 (Jul 2023)
Tax Bill	$3,275 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2023 Transfer + 2 more
APN	`23902700`

Property Details

APN / Parcel Number

Primary APN	`23902700`

Interior

Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Lot Area	14,179 sqft (0.326 acres)
Lot Width	100 ft Width

Location & Zoning

Street Address	445 E NEW CIRCLE RD
City	LEXINGTON
State	KY
Zip	40505-2618
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-3
Legal Description	E-635 BELT LINE HIGHWAY UNIT 1 LOT 65-68; BOOK: 3288 PAGE: 583
Legal Subdivision	BELT LINE HIGHWAY
Legal Block	C
Legal Lot Number	65-68
Legal Unit	1
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE NORTHEAST
Census Block Group	4
Census Block	4024
Census Tract	3202

Owner

445 E New Circle Rd, a commercial property, is owned by a company that bought it in July 2023.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2609 OLD ROSEBUD RD, LEXINGTON, KY 40509-4478
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO
Jul 13, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 19, 2021	Deed of Trust, Mortgage CUMBERLAND VALLEY NATL BK & TR CO
Dec 10, 2021	Deed of Trust, Mortgage U S SMALL BUSINESS ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Jan 22, 2015 · Amount on File
Deed Document Number	2023159
Deed Book / Page	4026 / 334
Prior Transfer Date	Jul 6, 2023
Prior Transfer Doc	DB4026/334
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	445 E NEW CIRCLE RD, LEXINGTON, KY 40505-2618
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MB10673/303
Date	Jul 13, 2023
Book Page	MB 10673/303
Instrument	202307130160

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Jul 6, 2040

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 13, 2023
Property Address	445 E NEW CIRCLE RD, LEXINGTON, KY 40505-2618
Document Number	DB4026/334
Book / Page	DB 4026 / 334
Map Reference	CAB E SL 635
Instrument Date	Jul 6, 2023
Instrument	202307130159
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 E NEW CIRCLE RD, LEXINGTON, KY 40505-2618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 OLD ROSEBUD RD, LEXINGTON, KY 40509-4478

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	445 E NEW CIRCLE RD, LEXINGTON, KY 40505-2618
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178/264
Date	Aug 19, 2021
Book Page	0178/264

Lender

Name	CUMBERLAND VALLEY NATL BK & TR CO

Agreement

Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	445 E NEW CIRCLE RD, LEXINGTON, KY 40505-2618
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000300/470
Date	Dec 10, 2021
Book Page	0300/470

Lender

Name	U S SMALL BUSINESS ADMN

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 445 E New Circle Rd was $3,275, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,275.00 (+1.87%)	$260,000 (-)	$260,000 (-)
2025	$3,215.00	$260,000	$260,000
2023	$3,215.00 (-3.19%)	$260,000 (-)	$260,000 (-)
2022	$3,321.00	$260,000	$260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 445 E New Circle Rd; there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 E New Circle Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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