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445 E Main St, El Centro, CA 92243 Property Records

Imperial County property record for 445 E Main St, El Centro, CA 92243 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail > Restaurant
Lot Size14,130 sqft (0.324 acres)
Last Sale$620,000 (2024)
Tax Bill$7,267.00 (2025)

Property Details

APN / Parcel Number

Primary APN053-153-004-000
Alternative APN
  • 05315304

Exterior

Lot Area14,130 sqft (0.324 acres)

Utilities and HVAC

SewageSewage Connected

Location & Zoning

Street Address445 E MAIN ST
CityEL CENTRO
StateCA
Zip92243-2619
Property UsageCommercial Property Usage
TypeCommercial > Retail > Restaurant
Legal DescriptionN140FT OF E100FT OF W300FT TR 96 1/2 16-14 S OF E MAIN
Legal Tract96
Legal Block3
JurisdictionIMPERIAL CA
Minor Civil DivisionEL CENTRO
Census Blockgroup3
Census Block3006
Census Tract11400

Owner

Source: Imperial County records · APN 053-153-004-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address445 E MAIN ST, EL CENTRO, CA 92243-2619
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Grant Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jul 12, 2021Grant Deed, Transfer · Small Business Association Mortgage
COMMONWEALTH BUSINESS BANK
Jul 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY VALLEY BANK
May 11, 2018Grant Deed, Transfer · Commercial Mortgage
COMMUNITY VALLEY BANK
May 11, 2018Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2024 · Amount on Record
Deed SaleSep 05, 2024 · Amount on Record
Prior SaleJul 12, 2021 · Amount on Record
Deed Doc Number202414085
Prior Transfer DateApr 09, 2018
Prior Transfer Doc0000008635
Record RefreshedSep 20, 2026

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateOct 19, 2023
Property Address445 E MAIN ST, EL CENTRO, CA 92243-2619
Document Number0000016130
Instrument DateOct 06, 2023
Instrument2023016130
Transaction TypeTransfer
Record UpdatedNov 21, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13218 6TH ST, CHINO, CA 91710-4108

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJul 12, 2021
Property Address445 E MAIN ST, EL CENTRO, CA 92243-2619
Document Number0000017157
Instrument DateMar 08, 2021
Instrument2021017157
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyCALIFORNIA COAST TITLE COMPANY, CALIFORNIA BEST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 E MAIN ST, EL CENTRO, CA 92243-2619

Mortgage

Document Number0000017158
DateJul 12, 2021
Instrument2021017158
Lender
NameCOMMONWEALTH BUSINESS BANK
TypeBank
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address445 E MAIN ST, EL CENTRO, CA 92243-2619
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012761
DateJul 16, 2018
Instrument2018012761
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
AddressEL CENTRO, CA 92243
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateMay 11, 2018
Property Address445 E MAIN ST, EL CENTRO, CA 92243-2619
Document Number0000008634
Instrument DateApr 16, 2018
Instrument2018008634
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 S J ST, IMPERIAL, CA 92251-1643

Mortgage

Document Number0000008636
DateMay 11, 2018
Instrument2018008636
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateMay 11, 2018
Property Address445 E MAIN ST, EL CENTRO, CA 92243-2619
Document Number0000008635
Instrument DateApr 09, 2018
Instrument2018008635
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 S J ST, IMPERIAL, CA 92251-1643

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictEl Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$632,400 (+2%) Land $114,240 Building $518,160
2025$7,267.00 (+4.02%)$620,000 (+0.69%) Land $112,000 Building $508,000
2024$6,986.00 (-3.16%)
2023$7,214.00 (+9.54%)$615,739 Land $100,881 Building $514,858
2022$6,586.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Imperial County (06025C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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