445 E Gulf Dr, Sanibel, FL 33957 Property Records

Lee County property record for 445 E Gulf Dr, Sanibel, FL 33957

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,340 sqft · built 2017
Lot Size0.287 acres (12,502 sqft)
Owner2 Company Names on Record
Last Sale$609,000 (Nov 2012)
Tax Bill$13,617 (2025)
Flood ZoneZone AE (high risk)
APN20-46-23-T3-01807.0040

Property Details

APN / Parcel Number

Primary APN20-46-23-T3-01807.0040
Alternative APNs
  • 232046T3018070040
  • 10126005

Interior

Bedrooms4 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,340 sqft Living Area
Gross Area5,972 sqft
1st Floor Area2,087 sqft
Upper Floors Area841 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions139 ft deep x 100 ft wide
Garage TypeAttached
Garage Area918 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area373 sqft
Patio Area191 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10126005
Street Address445 E GULF DR
CitySANIBEL
StateFL
Zip33957-7201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANIBEL ESTATES UNIT 1 BLK 7 PB 9 PG 115 LOT 4
Legal Range23E
Legal Township46S
Legal Section20
Legal SubdivisionSANIBEL ESTATES
Legal TractT3
Legal Block7
Legal Lot Number4
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1003
Census Tract80202

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address90 BLACK HORSE LN, COHASSET, MA 02025-2033
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2012 · Amount on Record
Deed SaleNov 13, 2012 · Amount on Record
Prior SaleSep 1, 2005 · Amount on Record
Deed Document Number2012247341
Last Transfer DateOct 14, 2014
Transfer Doc0000217988
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$896,413 (-2.22%) Land $409,992 Building $486,421$896,413 (-2.22%) Land $409,992 Building $486,421
2025$13,617.00 (-36.47%)$916,722 (-45.65%) Land $460,079 Building $456,643$916,722 (-45.65%) Land $460,079 Building $456,643
2023$21,434.00 (+11.86%)$1,686,632 (+4.16%) Land $497,915 Building $1,188,717$1,686,632 (+4.16%) Land $497,915 Building $1,188,717
2022$19,161.00$1,619,294 Land $395,525 Building $1,223,769$1,619,294 Land $395,525 Building $1,223,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 465 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,022 units insured
incl. 557 condo units
Nearby Flood Claims1,006 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Nov 2022 · 288 claims
  • Hurricane Ian, Oct 2022 · 277 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 184 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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