Milwaukee County property record for 445 E Estates Pl, Oak Creek, WI 53154
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.296 acres (12,894 sqft) |
| Owner | Company Name on Record |
| Last Sale | $225,000 (Jul 2019) |
| Tax Bill | $5,223 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 907-0155-000 |
| Primary APN | 907-0155-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 12,894 sqft (0.296 acres) |
|---|
| Account Number | 109070155000 |
|---|---|
| Street Address | 445 E ESTATES PL |
| City | OAK CREEK |
| State | WI |
| Zip | 53154-5121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | HARBOR SUBDIVISION NW1/4 SEC. 28-5-22 LOT 5 BLOCK 1 |
| Legal Range | 22E |
| Legal Township | 05N |
| Legal Section | 28 |
| Legal Subdivision | HARBOR SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MILWAUKEE WI |
| Township / Civil Division | OAK CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 160302 |
Source: Milwaukee County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 445 E ESTATES PL, OAK CREEK, WI 53154-5121 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Aug 26, 2024 | Warranty Deed, Transfer |
| Jul 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on Record |
| Deed Sale | Jul 3, 2019 · Amount on Record |
| Prior Sale | Jul 19, 2002 · Amount on Record |
| Deed Document Number | 201910885072 |
| Last Transfer Date | Aug 11, 2024 |
| Transfer Doc | 0011444721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Property Address | 445 E ESTATES PL, OAK CREEK, WI 53154-5121 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 445 E ESTATES PL, OAK CREEK, WI 53154-5121 |
| Document Number | 0011410413 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 11410413 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Aug 26, 2024 |
| Property Address | 445 E ESTATES PL, OAK CREEK, WI 53154-5121 |
| Document Number | 0011444721 |
| Instrument Date | Aug 11, 2024 |
| Instrument | 11444721 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILWAUKEE WI |
| Recording Date | Jul 3, 2019 |
| Property Address | 445 E ESTATES PL, OAK CREEK, WI 53154-5121 |
| Document Number | 0010885072 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 10885072 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 E ESTATES PL, OAK CREEK, WI 53154-5121 |
| Document Number | 0010885073 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 10885073 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Milwaukee County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Milwaukee County |
| Municipality | Oak Creek City |
| Unified School District | Oak Creek-Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $333,000 (+3.67%) Land $83,600 Building $249,400 | $346,000 (+5.1%) | |
| 2024 | $5,223.00 (+8.5%) Homeowner's exemption | $321,200 (+22.5%) Land $77,500 Building $243,700 | $329,200 (+18.93%) |
| 2022 | $4,814.00 Homeowner's exemption | $262,200 Land $77,500 Building $184,700 | $276,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK CREEK WATERWORKS serves 32,104 people · EPA ID WI2410172 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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