445 E Center St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 445 E Center St, Mount Carmel, PA 17851

Property Summary

Property Type	Vacant Land
Lot Size	0.044 acres (1,950 sqft)
Owner	Individual Name on File
Last Sale	$1,021 (Dec 2021)
Tax Bill	$43 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`005-03-002-033`

Property Details

APN / Parcel Number

Primary APN	`005-03-002-033`

Exterior

Lot Area	1,950 sqft (0.044 acres)

Location & Zoning

Street Address	445 E CENTER ST
City	MOUNT CARMEL
State	PA
Zip	17851-1607
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 13 X 150
Legal Subdivision	CAMP STREET
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	3
Census Block	3004
Census Tract	81000

Owner

445 E Center St, vacant land, is owned by an individual who bought it in December 2021.

Source: Northumberland County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	438 E CENTER ST, MOUNT CARMEL, PA 17851-1608
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed, Transfer · Conventional Mortgage MEMBERS CHOICE FINANCIAL CU
Dec 28, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Dec 18, 2009 · Amount on File
Deed Document Number	202122092
Deed Book / Page	3148 / 313
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Sep 12, 2025
Property Address	445 E CENTER ST, MOUNT CARMEL, PA 17851-1607
Document Number	003427/136
Book / Page	3427 / 136
Instrument Date	Sep 11, 2025
Instrument	202512124
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E CENTER ST, MOUNT CARMEL, PA 17851-1608

Mortgage

Document Number	003427/142
Date	Sep 12, 2025
Book Page	3427/142
Instrument	202512125

Lender

Name	MEMBERS CHOICE FINANCIAL CU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Dec 28, 2021
Property Address	445 E CENTER ST, MOUNT CARMEL, PA 17851-1607
Document Number	003148/313
Book / Page	3148 / 313
Instrument Date	Dec 28, 2021
Instrument	202122092
Transaction Type	Foreclosure
Record Updated	Jan 12, 2022

Transaction

Amount	Amount on Record
Tax	$23.56
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E CENTER ST, MOUNT CARMEL, PA 17851-1608

Tax Assessment & Valuation

The 2026 property tax bill for 445 E Center St was $43.

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Mount Carmel Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$43.00	$330 (-) Land $330
2025	$43.00 (+7.5%)	$330 (-) Land $330
2024	$40.00	$330 (-) Land $330
2023	$40.00	$330 Land $330
1972			$330 Land $330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 445 E Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 E Center St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable · Fiber in parts of the area	2,000 / 200

May also be available: Verizon.

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