445 E Burnham Ave, Des Moines, IA 50315 Property Records

Polk County property record for 445 E Burnham Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,721 sqft · built 1993
Lot Size	0.187 acres (8,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (May 2025)
Tax Bill	$4,414 (2024)
Deeds & Mortgages	May 2025 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120/04640-406-000`

Property Details

APN / Parcel Number

Primary APN	`120/04640-406-000`
Alternative APN	`782434176024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,641 sqft Living Area
Gross Area	3,081 sqft
1st Floor Area	929 sqft
Upper Floors Area	792 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,129 sqft (0.187 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	445 E BURNHAM AVE
City	DES MOINES
State	IA
Zip	50315-6399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SOMERSET
Legal Subdivision	SOMERSET
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2001
Census Tract	4702

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 E BURNHAM AVE, DES MOINES, IA 50315-6399
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	202527200
Deed Book / Page	20137 / 620
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 16, 2025
Property Address	445 E BURNHAM AVE, DES MOINES, IA 50315-6399
Document Number	0000027200
Book / Page	20137 / 620
Instrument Date	May 14, 2025
Instrument	2025-00027200
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 E BURNHAM AVE, DES MOINES, IA 50315-6399
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027201
Date	May 16, 2025
Instrument	2025-00027201

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 3, 2020
Property Address	445 E BURNHAM AVE, DES MOINES, IA 50315-6399
Document Number	202000025766
Book / Page	18046 / 583
Instrument Date	Aug 13, 2020
Instrument	2020-00025766
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 E BURNHAM AVE, DES MOINES, IA 50315-6399

Mortgage

Document Number	202000025767
Date	Sep 3, 2020
Instrument	2020-00025767

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,400 (+14.74%) Land $51,200 Building $218,200	$269,400 (+14.74%) Land $51,200 Building $218,200
2024	$4,414.00 (-18.53%)
2023		$234,800 Land $44,100 Building $190,700	$234,800 Land $44,100 Building $190,700
2020	$5,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: CenturyLink, Verizon.

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