Brevard County property record for 445 E Amherst Cir, Satellite Beach, FL 32937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,696 sqft · built 1978 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Mar 2022) |
| Tax Bill | $7,862 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-02-26-A-8 |
| Primary APN | 27-37-02-26-A-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 2,546 sqft |
| 1st Floor Area | 1,696 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 109 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 366 sqft |
| Deck Area | 586 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2707315 |
|---|---|
| Street Address | 445 E AMHERST CIR |
| City | SATELLITE BEACH |
| State | FL |
| Zip | 32937-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | AMHERST GARDENS SEC 5 UNIT 1 LOT 8 BLK A |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 02 |
| Legal Subdivision | AMHERST GARDENS SEC 5 UNIT 1 |
| Legal Block | A |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 66600 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 E AMHERST CIR, SATELLITE BEACH, FL 32937-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 14, 2022 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 12, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2018 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Oct 30, 2018 · Amount on Record |
| Deed Document Number | 202263756 |
| Deed Book / Page | 9443 / 2093 |
| Prior Transfer Date | Mar 18, 2016 |
| Prior Transfer Doc | 0075731051 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 445 E AMHERST CIR, SATELLITE BEACH, FL 32937-4001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 445 E AMHERST CIR, SATELLITE BEACH, FL 32937-4001 |
| Document Number | 0092700841 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 9270/841 |
| Instrument | 2021251087 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 14, 2022 |
| Property Address | 445 E AMHERST CIR, SATELLITE BEACH, FL 32937-4001 |
| Document Number | 0094432093 |
| Book / Page | 9443 / 2093 |
| Map Reference | MB 25 PG 44 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2022063756 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 SCHOOL RD, 314, INDIAN HARBOUR BEACH, FL 32937-3635 |
| Name | Verified Name |
|---|---|
| Address | 445 E AMHERST CIR, SATELLITE BEACH, FL 32937-4001 |
| Document Number | 0094432094 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 9443/2094 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 445 E AMHERST CIR, SATELLITE BEACH, FL 32937-4001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0087791254 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 8779/1254 |
| Instrument | 2020136647 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 445 E AMHERST CIR, SATELLITE BEACH, FL 32937-4001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0084861262 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 8486/1262 |
| Instrument | 2019151492 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 30, 2018 |
| Property Address | 445 E AMHERST CIR, SATELLITE BEACH, FL 32937-4001 |
| Document Number | 0082962286 |
| Book / Page | 8296 / 2286 |
| Map Reference | MB 25 PG 44 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 2018242492 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | BELLA TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 TROTTER LN APT 204, 401, MELBOURNE, FL 32940-8276 |
| Name | Verified Name |
|---|---|
| Address | 445 E AMHERST CIR, SATELLITE BEACH, FL 32937-4001 |
| Document Number | 2018242493 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 2018242493 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Satellite Beach City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,980 (+0.04%) | $465,980 (+0.04%) | |
| 2025 | $7,862.00 (-2.9%) Homeowner's exemption Veteran's exemption | $465,780 (+0.67%) | $465,780 (+0.67%) |
| 2024 | $8,097.00 (+1.16%) | ||
| 2023 | $8,004.00 (+81.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $462,690 (+67.27%) Land $195,000 Building $267,690 | $462,690 (+6.84%) Land $195,000 Building $267,690 |
| 2022 | $4,416.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $276,620 | $433,070 Land $187,000 Building $246,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 240 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 326 units insured incl. 86 condo units |
| Nearby Flood Claims | 58 (1982–2025) |
| Claims Outside the SFHA | 54 of 58 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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