Montgomery County property record for 445 E 6th St, Dayton, OH 45402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,899 sqft · built 1989 |
| Lot Size | 0.049 acres (2,126 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Oct 2022) |
| Tax Bill | $6,923 (2024) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72-01508-0044 |
| Primary APN | R72-01508-0044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,899 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 27 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Lot Area | 2,126 sqft (0.049 acres) |
| Lot Dimensions | 85 ft deep x 25 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 24 sqft |
| Patio Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 E 6TH ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45402-2927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81799 SMITH & PRICE ETAL REPLAT NO 1 & GAR |
| Legal Subdivision | SMITH & PRICE ETAL REPLAT NO 1 |
| Legal Lot Number | 44 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oregon Historic District listed 1975 · 39 contributing resources · NRIS 75001506 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
445 E 6th St is owned and occupied by an individual who bought it in October 2022.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 E 6TH ST, DAYTON, OH 45402-2927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2022 | Warranty Deed, Transfer · VA Mortgage UNION SAVINGS BANK |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG |
| Jan 29, 2018 | Warranty Deed, Transfer · Conventional with PMI UNION HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on File |
| Deed Sale | Oct 17, 2022 · Amount on File |
| Prior Sale | Jan 29, 2018 · Amount on File |
| Deed Document Number | 202265036 |
| Prior Transfer Date | Jun 2, 2000 |
| Prior Transfer Doc | 0003000005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 17, 2022 |
| Property Address | 445 E 6TH ST, DAYTON, OH 45402-2927 |
| Document Number | 0000065036 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022-00065036 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 E 6TH ST, DAYTON, OH 45402-2927 |
| Document Number | 0000065037 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022-00065037 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 445 E 6TH ST, DAYTON, OH 45402-2927 |
| Document Number | 0000061404 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 445 E 6TH ST DAYTON OH 454022927, DAYTON, OH 45402-2927 |
| Document Number | 0000061404 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 61404 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 29, 2018 |
| Property Address | 445 E 6TH ST, DAYTON, OH 45402-2927 |
| Document Number | 0000005522 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 5522 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | STERLING LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $663.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 E 6TH ST DAYTON OH 454022927, DAYTON, OH 45402-2927 |
| Document Number | 5523 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 5523 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 28, 2048 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105,960 Land $14,600 Building $91,360 | $302,720 Land $41,700 Building $261,020 | |
| 2024 | $6,923.00 (+9.25%) | ||
| 2023 | $6,337.00 (+2.87%) | $105,960 (+33.3%) Land $14,600 Building $91,360 | $302,720 Land $41,700 Building $261,020 |
| 2022 | $6,160.00 | $79,490 Land $10,970 Building $68,520 | |
| 2020 | $227,130 Land $31,350 Building $195,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 445 E 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 445 E 6th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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