445 E 2nd Ave, Coal Creek, CO 81221 Property Records

Fremont County property record for 445 E 2nd Ave, Coal Creek, CO 81221

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,200 sqft · built 2007
Lot Size0.568 acres (24,750 sqft)
OwnerIndividual Name on File
Tax Bill$1,310 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR032287

Property Details

APN / Parcel Number

Primary APNR032287
Alternative APN
  • 99304411

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area1,968 sqft
1st Floor Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,750 sqft (0.568 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area192 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account NumberR032287
Street Address445 E SECOND AVE
StateCO
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT A LITTLE SOUTH 51 LLV REF FROM 982-11-100
Legal SubdivisionLITTLE SOUTH 51
Legal Block51
Legal Lot NumberA
JurisdictionFREMONT CO
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1078
Census Tract979400

Owner

445 E 2nd Ave is owned by an individual who acquired it in January 2022.

Source: Fremont County records, as of August 12, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 16, COAL CREEK, CO 81221-0016
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Deed of Trust, Mortgage · Line of Credit
SUNWEST CU
Feb 8, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN FINANCING CORP
Jul 24, 2018Special Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 27, 2022
Transfer Doc0001012507
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address445 E 2ND AVE, COAL CREEK, CO 81221-5006
Transaction TypeMortgage
Record UpdatedNov 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 E 2ND AVE, COAL CREEK, CO 81221-5006

Mortgage

Document Number0001031556
DateOct 23, 2023
Instrument1031556
Lender
NameSUNWEST CU
TypeCredit Union
AddressPUEBLO, CO 81005
Agreement
TypeLine of Credit
AmountAmount on Record
Term133 Months
DueOct 31, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREMONT CO
Recording DateFeb 8, 2022
Property Address445 E 2ND AVE, COAL CREEK, CO 81221-5006
Document Number0001012507
Instrument DateDec 31, 2021
Instrument1012507
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address445 E 2ND AVE, COAL CREEK, CO 81221-5006

Mortgage

Document Number0001012508
DateFeb 8, 2022
Instrument1012508
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2042

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREMONT CO
Recording DateJul 24, 2018
Property Address445 E 2ND AVE, COAL CREEK, CO 81221-5006
Document Number0000964007
Instrument DateJul 20, 2018
Instrument964007
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$17.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 EAST SECOUD AVE, COAL CREEK, CO 81221

Mortgage

Document Number0000964008
DateJul 24, 2018
Instrument964008
Lender
NameTHE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 445 E 2nd Ave was $1,310, up 26.2% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyFremont County
MunicipalityCoal Creek Town
Unified School DistrictFremont RE-2 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,310.00 (+26.2%)$18,311 (+3.92%)$292,972
2024$1,038.00 (+1.76%)$17,621 (+29.56%)
2023$1,020.00 (-2.49%)$13,601 (-1.67%)$262,998 (+32.15%)
2022$1,046.00$13,832$199,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 E 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 E 2nd Ave is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 72% of Colorado
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COAL CREEK
serves 350 people · EPA ID CO0122250
Water SourcePurchased surface water from CITY OF FLORENCE
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SECOM
Fixed Wireless
300 / 50

May also be available: AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 2nd Ave

Nearby Streets

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