445 Dowdy Rd, Cord, AR 72524 Property Records

Independence County property record for 445 Dowdy Rd, Cord, AR 72524

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,648 sqft
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Apr 2026)
Tax Bill	$111 (2026)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`72846.0`

Property Details

APN / Parcel Number

Primary APN	`72846.0`
Alternative APNs	`01003510001` `32660`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Gazebo	Gazebo
Lean-To	Lean-To
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	445 DOWDY RD
City	CORD
State	AR
Zip	72524-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SW
Legal Range	03
Legal Township	14
Legal Section	09
Legal Subdivision	S09 T14 R03
Jurisdiction	INDEPENDENCE AR
Township / Civil Division	BLACK RIVER-MARSHELL
Census Block Group	1
Census Block	1058
Census Tract	490102

Owner

445 Dowdy Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Independence County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 DOWDY ST, DESHA, AR 72527-9059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Oct 30, 2007 · Amount on File
Deed Document Number	20262104
Deed Book / Page	2026 / 2319
Transfer Doc	2007/6361
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDEPENDENCE AR
Recording Date	Apr 14, 2026
Property Address	445 DOWDY RD, CORD, AR 72524-9615
Document Number	0000002104
Book / Page	2026 / 2319
Instrument Date	Apr 13, 2026
Instrument	20262104
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,997.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002105,
Date	Apr 14, 2026
Instrument	20262105

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 13, 2029

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 445 Dowdy Rd was $111 with a homeowner's exemption, down 28.4% from the year before.

Source: Independence County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Independence County
Unified School District	Cedar Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$111.00 (-28.39%) Homeowner's exemption	$16,940 (+21%) Land $1,040 Building $15,900	$84,700 (+21%) Land $5,200 Building $79,500
2025	$155.00	$14,000 Land $910 Building $13,090	$70,000 Land $4,550 Building $65,450
2023	$230.00 Homeowner's exemption	$14,000 Land $910 Building $13,090	$70,000 Land $4,550 Building $65,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 Dowdy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Dowdy Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 85% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOTA PUBLIC WATER AUTHORITY serves 2,722 people · EPA ID AR0000698
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower, delivered by CECC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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