Rio Grande County property record for 445 Davis St, Monte Vista, CO 81144
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,932 sqft · built 1996 |
| Lot Size | 0.435 acres (18,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (May 2016) |
| Tax Bill | $1,403 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R010388 |
| Primary APN | R010388 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,932 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Lot Area | 18,960 sqft (0.435 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|
| Account Number | R010388 |
|---|---|
| Street Address | 445 DAVIS ST |
| City | MONTE VISTA |
| State | CO |
| Zip | 81144-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION MUHOVICH RESUBDIVISION LOT 15-16 BLOCK 5 |
| Legal Subdivision | MUHOVICH RESUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 15-16 |
| Jurisdiction | RIO GRANDE CO |
| Township / Civil Division | MONTE VISTA |
| Census Block Group | 4 |
| Census Block | 4063 |
| Census Tract | 976700 |
Source: Rio Grande County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 445 DAVIS ST, MONTE VISTA, CO 81144-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2016 · Amount on Record |
| Deed Sale | May 20, 2016 · Amount on Record |
| Deed Document Number | 426863 |
| Deed Book / Page | 581 / 486 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 445 DAVIS ST, MONTE VISTA, CO 81144-1205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 599/531 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 599/531 |
| Instrument | 202000437838 |
| Name | SAN LUIS VALLEY FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | MONTE VISTA, CO 81144 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Rio Grande County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Rio Grande County |
| Municipality | Monte Vista City |
| Unified School District | Monte Vista School District C-8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,403.00 (+20.64%) | $17,850 (+21.44%) Land $2,210 Building $15,640 | $285,480 (+30.13%) Land $35,280 Building $250,200 |
| 2023 | $1,163.00 (-11.29%) | $14,699 (-11.92%) Land $1,890 Building $12,809 | $219,380 (-8.64%) Land $28,208 Building $191,172 |
| 2022 | $1,311.00 | $16,689 Land $2,452 Building $14,237 | $240,134 Land $35,280 Building $204,854 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Apr 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTE VISTA serves 4,600 people · EPA ID CO0153600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ciello Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Jade Communications Fixed Wireless | 500 / 25 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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